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42 S Delancy Pl, Atlantic City, NJ, 08401

7beds
5baths
2,551sqft
$890,000
$349price/sqft
$7,135/moest. monthly cost
$285,400/yrincome needed

About This Home

Exceptional opportunity to own a fully renovated legal triplex in a highly convenient location near the beach and boardwalk in Lower Chelsea. Situated approximately 1.5 blocks from the shoreline, this multi-unit property combines strong functionality, flexible living arrangements, and close proximity to restaurants, entertainment venues, public transportation, and local attractions. Renovated within the last five years, the property consists of three distinct residential units. The lower-level unit includes 2 bedrooms, 1 full bathroom, living room, dining room, and kitchen. The main-level unit offers an expansive layout featuring a living room, dining room, kitchen, sunroom, multiple bonus rooms, rear deck access, and an upper-level sleeping area that includes a primary bedroom, two additional bedrooms, and a full bathroom. The fourth-floor unit features 2 bedrooms, 1 full bathroom, and a combined sitting room with eat-in kitchen. The top-floor unit operates on electric service. The property also includes a private driveway accommodating three or more vehicles, along with additional street parking availability. It's central location provides convenient access to the boardwalk, beaches, dining establishments, entertainment options, and transportation corridors. This property presents multiple possibilities for owner occupancy, seasonal use, or income-producing purposes. With no current lease obligations, future occupancy arrangements remain flexible. Tenants may remain or vacate depending on buyer preference and agreed terms.

Getting Around

72
WalkingVery Walkable
39
TransitSome Transit
64
BikeBikeable

Schools

1/10
Atlantic City High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Stucco,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Stove,Refrigerator

Basement

  • Has basement: Yes
  • Basement: 6 Ft. or More Head Room,Finished,Inside Entrance,Outside Entrance,Plumbing

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Carbon Monoxide Detector,Storage,Pantry
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Baseboard,Electric,Natural Gas,Multi-Zoned
  • Cooling features: Multi-Zoned,Window Unit(s)

Interior Area

  • Total structure area: 2,551
  • Total interior livable area: 2,551 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 8

Features

  • Levels: 3 Story
  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Deck
  • Waterfront features: Boardwalk Area

Lot

  • Lot size: 2,940 sqft
  • Lot size dimensions: 42 x 70

Parking

  • Total spaces: 3
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,500$54,000
Home Insurance *$975$11,700
Property Taxes $1,379$16,548
Electricity $281$3,374
Total$7,135$85,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,628/yr
40% on housing$214,050/yr
45% on housing$190,266/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 08401$170
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08401$173
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$890,000
2020-12-03Sold$240,000
2020-07-26Pending sale$240,000
2020-06-24Price change$240,000
2020-04-23Listed for sale$260,000
2019-12-26Pending sale$260,000
2019-12-26Listed for sale$260,000
2019-12-09Pending sale$260,000
2019-11-26Listed for sale$260,000
2019-08-21Listing removed$320,000
2019-08-09Listed for sale$320,000
2019-04-21Listing removed$330,000
2018-10-20Price change$330,000
2018-09-12Price change$350,000
2018-08-29Price change$330,000
2018-08-16Price change$350,000
2018-08-09Pending sale$330,000
2018-07-30Price change$330,000
2018-07-21Listed for sale$350,000
2018-05-07Pending sale$350,000
2018-04-21Listed for sale$350,000
2000-06-05Sold$205,000

For Sale by Agent

AgentJESSICA NGAN, ABR, AHWD
BrokerageBHHS FOX and ROACH-Northfield

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