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60 N Harrisburg Ave, Atlantic City, NJ, 08401

5beds
3baths
2,278sqft
$699,000
$307price/sqft
$5,634/moest. monthly cost
$225,360/yrincome needed

About This Home

Expansive corner property offering approximately 2,278 square feet of living space on a generous 53' x 100' lot in the highly desirable Lower Chelsea neighborhood. Ideally located near the bay and just a few blocks from the beach and boardwalk, this beautifully updated 5-bedroom, 2.5-bath home combines classic shore charm with modern improvements, making it an exceptional opportunity for year-round living, a second home, or an investment property. Surrounded by mature landscaping and gardens, the property offers privacy from the moment you arrive. The welcoming front porch spans the entire width of the home, providing the perfect setting for morning coffee, outdoor entertaining, or simply enjoying the coastal breeze. Inside, you'll find spacious living and dining rooms highlighted by a fireplace and abundant natural light. The home has benefited from extensive improvements completed approximately eight years ago, allowing a new owner to enjoy many of the major updates without the expense and hassle. Improvements include the addition of the front porch, a Navien tankless hot water heater, updated bathrooms, a renovated kitchen, new flooring throughout, updated electrical and plumbing systems, a replaced sewer line, and the addition of a walk-in closet in the primary suite. The updated blue kitchen captures the essence of coastal living and features ample cabinetry, a center island, and space for a breakfast nook. A sink located in the dining room presents the opportunity to easily create a wet bar, making entertaining even more enjoyable. Just off the kitchen is a convenient rear entrance leading to detached one-car garage, garden area, and off-street parking for two vehicles. The main level features three bedrooms, a full bathroom, and a bedroom with a private half-bath ensuite. Upstairs, you'll find two additional generously sized bedrooms and a full bathroom, providing flexibility for guests, extended family, or home office space. A basement level offers additional storage space and houses the laundry area, adding both functionality and convenience to the home. Additional value comes from the updated roof equipped with solar panels, helping to reduce utility costs while enhancing energy efficiency. Located close to the beach, bay, casinos, shopping, dining, and all the attractions of Atlantic City, this spacious and thoughtfully updated home delivers the perfect blend of location, character, and modern convenience. Whether you're seeking a primary residence, vacation getaway, or investment opportunity, this Lower Chelsea gem offers exceptional space, updates, and versatility in one of the island's most sought-after neighborhoods.

Getting Around

82
WalkingVery Walkable
43
TransitSome Transit
64
BikeBikeable

Schools

1/10
Atlantic City High SchoolGrades 9-121.4 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Stove,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Carbon Monoxide Detector,Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,278
  • Total interior livable area: 2,278 sqft

Property

Details

  • Parcel number: 1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Fenced Yard,Porch
  • Fencing: Fenced

Lot

  • Lot size: 5,300 sqft
  • Features: Corner Lot
  • Lot size dimensions: 53 x 100

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$766$9,192
Property Taxes $1,083$12,996
Electricity $251$3,013
Total$5,634$67,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,165/yr
40% on housing$169,020/yr
45% on housing$150,240/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 08401$171
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08401$173
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-05Listed for sale$699,000
2026-02-01Listing removed$725,000
2025-11-09Listed for sale$725,000
2025-10-11Listing removed$749,000
2025-09-04Price change$749,000
2025-07-31Price change$799,000
2025-07-14Listed for sale$849,000
2016-09-28Sold$65,000
2016-05-25Listing removed$55,000
2016-04-11Listed for sale$55,000
2016-03-11Sold$1,000

For Sale by Agent

AgentSHAUKAT AZAD
BrokerageFARLEY and FERRY REALTY, INC

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