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131 N Congress Ave, Atlantic City, NJ, 08401

2beds
3baths
1,064sqft
$99,900
$94price/sqft
$961/moest. monthly cost
$38,440/yrincome needed

About This Home

Home Sweet Home! Schedule your appointment today to see this Beautiful 2 Bedroom, 2.5 Bathroom Home in Atlantic City, NJ. Pull onto your 1-Car Driveway or into your 1-Car Over-Sized Attached Garage. Head up to the 2nd Floor featuring the 2 Bedrooms, 2 Full Bathrooms, and 2 Private Decks. The 2nd Bedroom to the left features Wonderful Wood-Like Laminate Flooring, a Closet, a Glass Sliding Door to the Private Wood Deck, and it has it's own Full Bathroom. The Full Bathroom boasts Wood-Like Laminate Flooring, a Big Sink/Vanity with Drawers and a Cabinet, and a Stand-Up Shower. Down the hallway is the Primary Bedroom with Laminate Flooring, 2 Closets, a Glass Paneled Door to your own Private Wood Deck, and you have your own Full Bathroom. This Full Bathroom comes with Wood-Like Laminate Flooring and a Stand-Up Shower. Enjoy having the Laundry Closet on this Level as well. Next, head up to the 3rd Floor with an Open Floor Plan Concept. 1st, is the Family Room with Wood-Like Laminate Flooring, a Sliding Glass Door to the 3rd Wood Deck, and this room is open to the Dining Room and Kitchen. The Dining Room Wood-Like Laminate Flooring as well. Your Stunning Kitchen boasts plenty of White Wood Cabinets, Granite Countertops, Island Seating for 3, a Big Stainless Steel Sink, Stainless Steel Appliances, a Terrific Tile Backsplash, and 2 Closets that can be used as Pantries or for Storage. Right off the Kitchen is the Office, which could easily be converted to a 3rd Bedroom! The Powder Room completes the 3rd Floor. This Wonderful Home is very conveniently located near the Atlantic City Beach, Boardwalk, and Casinos. Don't miss the opportunity to make this your home today!

Getting Around

79
WalkingVery Walkable
46
TransitSome Transit
67
BikeBikeable

Schools

Construction

Condition

  • Property condition: Very Good
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Pitched,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Self Cleaning Oven,Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Upper Level,Washer/Dryer Hookups Only

Bathroom2

  • Level: Main
  • Area: 60
  • Dimensions: 6 X 10

Bedroom2

  • Level: Main
  • Area: 117
  • Dimensions: 13 X 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Upper
  • Area: 81
  • Dimensions: 9 X 9

Family Room

  • Level: Upper
  • Area: 130
  • Dimensions: 13 X 10

Features

  • Bathroom - Stall Shower,Family Room Off Kitchen,Open Floorplan,Eat-in Kitchen,Primary Bath(s),Upgraded Countertops,Dry Wall
  • Door features: Six Panel,Sliding Glass
  • Window features: Replacement
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,064

Half Bath

  • Level: Upper
  • Area: 25
  • Dimensions: 5 X 5

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Kitchen

  • Level: Upper
  • Area: 117
  • Dimensions: 9 X 13

Office

  • Level: Upper
  • Area: 72
  • Dimensions: 9 X 8

Primary Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 8 X 5

Primary Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020030700027
  • Zoning: RM-1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Lighting,Sidewalks,Street Lights

Lot

  • Lot size: 1,037 sqft
  • Features: Level
  • Lot size dimensions: 25.00 x 41.50

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Inside Entrance,Oversized,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$109$1,308
Property Taxes $154$1,848
Electricity $193$2,318
Total$961$11,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,948/yr
40% on housing$28,830/yr
45% on housing$25,626/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 08401$175
Atlantic County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 08401$173
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$285,000
2026-04-18Price change$300,000
2025-08-18Price change$315,000
2025-07-22Price change$320,000
2025-06-27Price change$335,000
2025-04-08Pending sale$325,000
2024-10-07Price change$325,000
2024-07-06Price change$399,999
2024-07-02Listed for sale$400,000
2018-07-26Listing removed$45,000
2018-02-01Listed for sale$45,000
2017-12-05Listing removed$79,000
2017-06-09Listed for sale$79,000

For Sale by Agent

AgentJoshua Behr
BrokerageKeller Williams Realty - Washington Township

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