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609 N Indiana Ave, Atlantic City, NJ, 08401

4beds
2baths
1,411sqft
$280,000
$198price/sqft
$2,348/moest. monthly cost
$93,920/yrincome needed

About This Home

**WELCOME TO 609 N INDIANA AVE!** Completely renovated from top to bottom, this move-in ready 4-bedroom, 2 full bath detached single-family home offers modern living with quality updates throughout. Everything is brand new, including the kitchen, bathrooms, flooring, walls, lighting, fixtures, doors, trim, and more. The thoughtfully designed floor plan includes a first-floor bedroom and full bathroom, perfect for guests, multi-generational living, or anyone seeking first-floor convenience. Upstairs, you'll find three additional spacious bedrooms and a beautifully renovated full bath. Ideally located just minutes from the Atlantic City Boardwalk and beaches, Tanger Outlets (The Walk), casinos, restaurants, shopping, public transportation, AtlantiCare Regional Medical Center, and the Atlantic City Rail Terminal. Enjoy quick access to the Atlantic City Expressway for an easy commute. **Homebuyers may qualify for valuable down payment and closing cost assistance!** Eligible buyers may take advantage of New Jersey Housing and Mortgage Finance Agency (NJHMFA) programs, including up to **$22,000** in statewide down payment assistance for qualified buyers. Buyers purchasing in Atlantic City may also qualify for the City's Homebuyer Assistance Program, which can provide up to **10% of the purchase price plus up to $5,000 toward eligible closing costs**, subject to program guidelines and availability. Whether you're looking for a primary residence, a shore getaway, or an investment opportunity, this turnkey home is ready for its new owner. Just unpack and move right in! Whether you're looking for a primary residence, vacation home, or investment opportunity, this turnkey property is ready for its next owner. Just unpack and enjoy!

Getting Around

76
WalkingVery Walkable
54
TransitGood Transit
63
BikeBikeable

Schools

3/10
New York Avenue SchoolGrades PK-80.3 mi
1/10
Atlantic City High SchoolGrades 9-122.1 mi

Construction

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Stove,Microwave,Refrigerator,Self Cleaning Oven

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Carbon Monoxide Detector,Storage,Eat-in Kitchen
  • Window features: Screens
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,411
  • Total interior livable area: 1,411 sqft

Property

Details

  • Parcel number: 12

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Fenced Yard,Porch
  • Fencing: Fenced
  • Waterfront features: Boardwalk Area

Lot

  • Lot size: 3,000 sqft
  • Lot size dimensions: 30 x 100

Parking

  • Total spaces: 1
  • Parking features: See Remarks,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$306$3,672
Property Taxes $434$5,208
Electricity $193$2,318
Total$2,348$28,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,502/yr
40% on housing$70,440/yr
45% on housing$62,613/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 08401$173
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08401$173
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$280,000
2026-07-02Listed for sale$299,000
2026-06-10Sold$178,000
2026-04-09Sold$142,500
2019-08-30Sold$77,500
2019-04-06Price change$79,999
2019-03-13Listed for sale$84,599
2018-11-15Sold$36,000
2018-07-27Listed for sale--
2016-06-25Sold$65,000
2016-04-11Listed for sale$60,000
2016-03-26Pending sale$60,000
2016-03-16Price change$60,000
2016-02-18Price change$55,000
2015-10-04Listed for sale$60,000
2001-01-24Sold$23,000

For Sale by Agent

AgentSilvette Rivera
BrokerageWEICHERT REALTORS ASBURY GROUP-AC

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