638 N Kentucky Ave, Atlantic City, NJ, 08401
About This Home
Well-maintained 3-bedroom, 1-bath rancher currently tenant-occupied, making it a great investment opportunity. The home features laminate flooring throughout, gas forced-air heat, gas hot water, and gas cooking. A utility room with washer and dryer hookups adds convenience, while the large fenced backyard provides plenty of outdoor space. Whether you're looking to expand your investment portfolio or purchase a property with rental income already in place, this home offers excellent potential. Current photos were taken prior to the tenant's occupancy and may not reflect the property's present condition. Advance notice is required for all showings.
Getting Around
Somewhat Walkable
Good Transit
BikeableSchools
Construction
Materials
- Construction materials: Brick,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Ranch
Interior
Appliances
- Appliances included: Gas Stove,Refrigerator,Self Cleaning Oven
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Carbon Monoxide Detector
- Window features: Screens
- Flooring: Laminate
- Fireplace features: Family Room,Wood Burning
- Fireplace: Yes
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 4,254
- Total interior livable area: 4,254 sqft
Property
Details
- Parcel number: 5
Features
- Exterior features: Fenced Yard
- Fencing: Fenced
- Waterfront features: Boardwalk Area
Lot
- Lot size: 4,254 sqft
- Features: Corner Lot
- Lot size dimensions: 55.25 x 77
Parking
- Total spaces: 2
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,299 | $15,588 |
| Home Insurance * | $281 | $3,372 |
| Property Taxes | $398 | $4,776 |
| Electricity | $468 | $5,627 |
| Total | $2,446 | $29,352 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-05 | Listed for sale | $257,000 |
| 2026-05-29 | Listing removed | -- |
| 2026-05-20 | Listed for sale | $247,000 |
| 2026-03-03 | Listing removed | $2,700 |
| 2026-02-09 | Listed for rent | $2,700 |
| 2026-01-13 | Listing removed | $2,700 |
| 2026-01-02 | Listed for rent | $2,700 |
| 2025-10-17 | Listing removed | $2,700 |
| 2025-10-14 | Listed for rent | $2,700 |
| 2022-08-30 | Sold | $175,000 |
| 2022-07-18 | Pending sale | $179,900 |
| 2022-06-10 | Price change | $179,900 |
| 2022-05-16 | Price change | $179,800 |
| 2022-04-27 | Price change | $179,900 |
| 2022-02-25 | Pending sale | $165,500 |
| 2022-01-31 | Listed for sale | $165,500 |
| 2022-01-21 | Contingent | $165,500 |
| 2021-12-31 | Listed for sale | $165,500 |
| 2021-10-20 | Pending sale | $165,500 |
| 2021-09-23 | Price change | $165,500 |
| 2021-09-10 | Price change | $159,000 |
| 2021-09-03 | Price change | $166,000 |
| 2021-07-23 | Price change | $165,500 |
| 2021-07-02 | Listed for sale | $169,900 |
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