641 Howard Ave, Atlantic City, NJ, 08401
About This Home
Welcome to 641 Howard Street! This beautifully updated 3-bedroom, 1-bath home sits on a fully fenced corner lot with a concrete parking pad for 2+ cars and plenty of street parking. Inside, enjoy real hardwood floors, a tiled kitchen and bath, gas heat, and central AC. Updates include vinyl siding, newer roof, and replacement windows for peace of mind and energy efficiency. The utility room offers washer/dryer hookups, a sink, and extra storage or pantry space. FHA, VA, and Conventional financing accepted—and first-time buyers may qualify for grants with little to no money out of pocket! Schedule your tour today—this one won’t last! Private financing available to investors with appropriate collateral.
Getting Around
Somewhat Walkable
Good Transit
Very BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Ranch
Interior
Appliances
- Appliances included: Gas Stove,Refrigerator,Self Cleaning Oven
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Carbon Monoxide Detector,Eat-in Kitchen,Pantry
- Flooring: Hardwood,Tile
- Attic: Storage
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,044
- Total interior livable area: 1,044 sqft
Property
Details
- Parcel number: 5
Features
- Patio & porch: Patio
- Exterior features: Fenced Yard,Patio,Shed
- Fencing: Fenced
- Waterfront features: Boardwalk Area
Lot
- Lot size: 4,158 sqft
- Features: Corner Lot
- Lot size dimensions: 54 x 77
Parking
- Total spaces: 3
- Parking features: Parking Pad,None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $263 | $3,156 |
| Property Taxes | $372 | $4,464 |
| Electricity | $193 | $2,318 |
| Total | $2,041 | $24,492 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $240,000 |
| 2025-10-30 | Price change | $237,000 |
| 2025-04-15 | Price change | $235,000 |
| 2025-04-03 | Listed for sale | $180,000 |
| 2024-11-05 | Listing removed | $185,000 |
| 2024-09-30 | Price change | $175,000 |
| 2024-08-29 | Price change | $185,000 |
| 2024-08-15 | Price change | $180,000 |
| 2024-07-09 | Listed for sale | $185,000 |
| 2024-06-01 | Listing removed | -- |
| 2024-03-08 | Contingent | $185,500 |
| 2024-01-28 | Price change | $185,500 |
| 2023-12-13 | Listed for sale | $175,500 |
| 2023-11-20 | Pending sale | $175,500 |
| 2023-11-13 | Listed for sale | $175,500 |
| 2021-10-20 | Sold | $146,000 |
| 2021-08-30 | Sold | $79,000 |
| 2021-08-28 | Pending sale | $149,900 |
| 2021-08-17 | Price change | $149,900 |
| 2021-08-05 | Listed for sale | $159,900 |
| 2000-07-03 | Sold | $72,900 |
View on Zillow