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411 N Richmond Ave, Atlantic City, NJ, 08401

2beds
1baths
651sqft
$389,000
$598price/sqft
$3,187/moest. monthly cost
$127,480/yrincome needed

About This Home

Well-maintained Chelsea Heights home that beams with homeowner pride! This bright and airy home features an open floor plan, an abundance of windows, beautiful original hardwood floors, and granite countertops. Completely renovated after Superstorm Sandy, this home offers too many updates to list. Please review the Seller's Property Condition Statement for a complete overview of the improvements. The beautifully landscaped property also offers the potential for a by-right subdivision, meeting the required frontage and total square footage requirements. A true gem in one of Atlantic City's most desirable neighborhoods.

Getting Around

57
WalkingSomewhat Walkable
42
TransitSome Transit
54
BikeBikeable

Schools

1/10
Atlantic City High SchoolGrades 9-121.1 mi

Construction

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Burglar Alarm,Electric Stove,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Carbon Monoxide Detector
  • Window features: Curtains,Insulated Windows
  • Flooring: Hardwood,Tile
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 651
  • Total interior livable area: 651 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 12

Features

  • Patio & porch: Deck,Porch Enclosed
  • Exterior features: Deck,Porch Enclosed

Lot

  • Lot size: 7,680 sqft
  • Lot size dimensions: 80 x 96

Parking

  • Total spaces: 2
  • Parking features: Parking Pad,Garage,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$426$5,112
Property Taxes $602$7,224
Electricity $193$2,318
Total$3,187$38,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,268/yr
40% on housing$95,610/yr
45% on housing$84,986/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$598This listing

vs Other Active Listings

Avg $/sqft

ZIP 08401$172
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08401$173
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$389,000

For Sale by Agent

AgentSHARON ZAPPIA
BrokerageANJUS INC

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