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530 Chatham Way, Galloway, NJ, 08205

2beds
2baths
1,497sqft
$369,900
$247price/sqft
$2,795/moest. monthly cost
$111,800/yrincome needed

About This Home

Welcome to Four Seasons at Smithville, an active adult 55+ community located in Chatham Village. This immaculate, move-in-ready Hickory model is ideally situated within a short walk of the award-winning clubhouse and pools. The home features two bedrooms, two full bathrooms, and a garage, along with a newer furnace and hot water heater. Enjoy year-round comfort in the beautifully added 3-season sunroom, thoughtfully designed to bring the outdoors in. This inviting space is filled with natural light thanks to two stunning skylights overhead, creating a bright and airy atmosphere perfect for relaxing, entertaining, or enjoying your morning coffee. With its seamless blend of indoor comfort and outdoor charm, the sunroom is a standout feature that adds both versatility and value to the home.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
2/10
4/10
Absegami High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Stove,Microwave,Refrigerator,Washer

Basement

  • Basement: Slab

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Carbon Monoxide Detector,Walk-In Closet(s),Eat-in Kitchen,Pantry
  • Window features: Blinds,Insulated Windows,Screens
  • Flooring: Tile,W/W Carpet

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,497
  • Total interior livable area: 1,497 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 27

Features

  • Patio & porch: Patio,Porch Screened
  • Exterior features: Patio,Porch Screened,Sprinkler System

Lot

  • Lot size dimensions: 56' x 114 x 48 x 115

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Auto Door Opener,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Hurricane
Inland Flooding
Lightning
Wildfire
Winter Weather
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$159$1,908
Property Taxes $573$6,876
Electricity $193$2,318
Total$2,795$33,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,828/yr
40% on housing$83,850/yr
45% on housing$74,533/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 08205$176
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08205$223
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$399,900
2014-07-07Sold$145,000
2013-11-02Listing removed$187,900
2013-05-04Listed for sale$209,900
2005-06-17Sold$259,000
2004-07-02Sold$222,000
1999-05-25Sold$136,823

For Sale by Agent

AgentJANET KERR
BrokerageQuail Hill Realty at Smithville

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