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530 Emerson Ct, Galloway, NJ, 08205

2beds
2baths
2,144sqft
$372,000
$174price/sqft
$2,853/moest. monthly cost
$114,120/yrincome needed

About This Home

Welcome to the Four Seasons 55+ adult active community in Smithville. Lovely 2BR/2BTH Larch model. Beautiful stone facade on front of home. Make your way inside to the formal living/dining room, lots of hardwood flooring throughout, neutral tones throughout as well. Very spacious layout in Chatham Village and close proximity to the fabulous club house and amenities. Chef kitchen is large with plenty of 42" Maplewood cabinets (many for extra storage), corion counters (beige), tile back splash, SS appliances (microwave, dishwasher & stove), large double pantry, kitchen overlooks the large family room complete with a built-in gas fireplace. From the family room you see a beautiful four seasons sunroom with French doors to overlook the patio and private wooded buffer lot, near the gazebo and park-like setting in the back. Very generous primary suite with a large walk-in closet, freshly painted en-suite with soaking tub and walk-in shower. The guest bedroom is also spacious in size with extra closet space and added privacy and also has a full bathroom near by. Large utility room with washer and dryer, laundry sink and cabinets. 2 car garage and walk-up attic! Solar panels allowing for cheaper utilities. Other features; crown molding, bay window in the living room, brick tiles in the 4 Season Sunroom. Easy to show anytime!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Absegami High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Stucco,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Gas Stove,Microwave,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Carbon Monoxide Detector,Walk-In Closet(s),Eat-in Kitchen,Pantry
  • Window features: Blinds,Curtains,Drapes
  • Flooring: Hardwood,Slab,Tile
  • Fireplace features: Built-In,Family Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,144
  • Total interior livable area: 2,144 sqft

Property

Details

  • Parcel number: 39

Features

  • Patio & porch: Patio
  • Exterior features: Patio,Sprinkler System

Lot

  • Lot size: 6,534 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 0.15

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Hurricane
Inland Flooding
Lightning
Wildfire
Winter Weather
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,881$22,572
Home Insurance *$160$1,920
Property Taxes $576$6,912
Electricity $236$2,836
Total$2,853$34,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,817/yr
40% on housing$85,590/yr
45% on housing$76,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 08205$176
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08205$223
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$372,000
2026-07-23Price change$372,000
2026-06-25Price change$389,900
2026-06-12Price change$410,000
2026-05-12Listed for sale$425,000
2006-08-01Sold$320,000
1999-12-21Sold$243,239

For Sale by Agent

AgentBonnie Gross
BrokerageSoleil Sotheby's International Realty - A

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