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34 Tortola Street, Toms River, NJ, 08757

2beds
2baths
1,320sqft
$399,000
$302price/sqft
$3,106/moest. monthly cost
$124,240/yrincome needed

About This Home

Beautiful 2BR, 2BA home in the sought-after Holiday City Berkeley 55+ community! Every detail in this home has been thoughtfully curated, showcasing high-end finishes and stylish design throughout. From gold fixtures to a stunning marble shower with custom glass doors and marble flooring, the craftsmanship is undeniable. A versatile den with barn doors offers the perfect space for a home office or possible 3rd bedroom. The living room features a striking accordion-style accent wall with an electric fireplace, creating a warm and modern focal point. The kitchen is a showstopper with quartz countertops, stainless steel appliances, decorative backsplash, round pendant lighting, and a peninsula with bar seating. Enjoy a beautifully designed dining area complete with a tiled wine and coffee bar nook and built-in wine fridge, perfect for entertaining. The spacious 4-season Florida room provides additional living space, ideal as a rec room or lounge, with dual access to the backyard. An attached bonus room offers endless possibilities for hobbies, art, or a workspace. Additional features include Laminate flooring throughout, fandeliers, recessed lighting, baseboard gas heat, and a primary suite with private bath and dual closets. Located in a vibrant community offering a clubhouse, pool, and amenities, all just a short drive to the Jersey Shore, shopping, and dining. This is truly a one-of-a-kind home--move right in and enjoy!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Ranch
  • Property subType: Adult Community

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Recessed Lighting
  • Flooring: Laminate,Marble,Tile,Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Property

Details

  • Parcel number: 060000410200021
  • Zoning description: Residential
  • Exclusions: Personal Belongings

Features

  • Stories: 1
  • Pool features: Community
  • Exterior features: Storage

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 53 x 105

Parking

  • Total spaces: 1
  • Parking features: Double Wide Drive,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$141$1,692
Property Taxes $755$9,060
Electricity $193$2,318
Total$3,106$37,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,491/yr
40% on housing$93,180/yr
45% on housing$82,826/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 08757$213
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08757$268
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$425,000
2025-11-06Sold$244,000
2025-10-15Pending sale$240,000
2025-10-01Listed for sale$240,000
2014-10-01Sold$109,500
2014-09-10Listed for sale$109,500
1994-09-09Sold$67,000

For Sale by Agent

AgentSonja Wojcik
BrokerageKeller Williams Realty Central Monmouth

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