13 Timber Waters Ct, Swansea, IL, 62226
About This Home
Enjoy the LAKE views from this custom one story with an open floorplan. This home is an Entertainers Dream! The entry Foyer greets you with a vaulted ceiling and Wood floors that flow into the nearby Office with fireplace, and the spacious Dining room with crown molding and plantation shutters. The vaulted Great room features beautiful slate floors and a brick surround gas fireplace. The gourmet Kitchen has new stainless appliances, an abundance of white cabinets, a large island, built-in breakfast area and slate floors. The nearby screened Porch has a fantastic view of the lake and morning sunrises, and overlooks the lush landscaping. The Primary Bedroom features wood flooring, a bay window and 2 walk-in closets, one is from the adjacent Bedroom that is converted to a huge walk-in closet and could double as a nursery with french doors. The private ensuite Bath boasts a whirlpool tub overlooking the lake, a double vanity, walk-in shower, vaulted ceiling and skylight. The additional Bedrooms have wood floors and are spacious. Full Bathroom in the hall is updated easily accessible to guests. The walkout Lower Level has a huge Family room, bamboo wood floors, brick surround fireplace and an amazing Wetbar with concrete top and tile backsplash. There are also 2 Bedrooms, an Exercise room, an updated Bathroom with beautiful tile, a party prep room, and a Wine cellar. All of this space opens to the private pool surrounded by ample patio space for lounging and dining, overlooks the lake and includes a dock, pontoon boat, paddle boat, kayak, and sandy beach area with firepit. This is your own staycation resort! Other extras include lots of storage, a 2nd laundry area, Andersen casement windows. Finished 3 car garage, 2 doggie doors.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1989
Materials
- Roof: Asphalt,Shingle
- Construction materials: Brick,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Gas Range,Refrigerator
- Laundry features: In Basement,Main Level,Multiple Locations
Basement
- Has basement: Yes
- Basement: Full,Sleeping Area
Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
Bathroom3
- Features: Floor Covering: Wood
- Level: Main
Bathroom4
- Features: Floor Covering: Ceramic Tile
- Level: Lower
Bedroom2
- Features: Floor Covering: Wood
- Level: Main
Bedroom3
- Features: Floor Covering: Ceramic Tile
- Level: Main
Bedroom4
- Features: Floor Covering: Wood
- Level: Lower
Bedroom5
- Features: Floor Covering: Wood
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Features: Floor Covering: Wood
- Level: Main
Family Room
- Features: Floor Covering: Wood
- Level: Lower
Features
- Beamed Ceilings,Bidet,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Cedar Closet(s),Ceiling Fan(s),Center Hall Floorplan,Central Vacuum,Double Vanity,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Natural Woodwork,Open Floorplan,Separate Dining,Separate Shower,Soaking Tub,Solid Surface Countertop(s),Sound System,Stone Counters,Storage,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
- Door features: Atrium Door(s),French Doors
- Window features: Bay Window(s),Blinds,Plantation Shutters,Window Coverings
- Flooring: Bamboo,Carpet,Ceramic Tile,Hardwood,Slate
- Number of fireplaces: 3
- Fireplace features: Basement,Living Room,Other
- Fireplace: Yes
- Finished area below ground: 1,700
- Finished area above ground: 2,335
Great Room
- Features: Floor Covering: Wood
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 4,035
- Total interior livable area: 4,035 sqft
Kitchen
- Features: Floor Covering: Other
- Level: Main
Laundry
- Features: Floor Covering: Ceramic Tile
- Level: Main
Office
- Features: Floor Covering: Wood
- Level: Main
Office
- Features: Floor Covering: Ceramic Tile
- Level: Lower
Other
- Features: Floor Covering: Wood
- Level: Lower
Other
- Features: Floor Covering: Carpeting
- Level: Lower
Primary Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
Primary Bedroom
- Features: Floor Covering: Wood
- Level: Main
Storage
- Features: Floor Covering: Concrete
Sunroom
- Features: Floor Covering: Other
- Level: Main
Property
Details
- Parcel number: 0810.0405042
- Special condition: Standard
Features
- Levels: One
- Private pool: Yes
- Pool features: Fiberglass,In Ground,Salt Water
- Patio & porch: Deck,Patio,Porch,Rear Porch,Screened
- Exterior features: Dock,Fire Pit,Lighting,Private Yard
- Fencing: Fenced,Other,Perimeter,Vinyl
- Has view: Yes
- View description: Lake,Pool
- Water view: Lake,Pool
- On waterfront: Yes
- Waterfront features: Waterfront,Lake Front,Seawall
Lot
- Lot size: 0.90 Acres
- Features: Cul-De-Sac,Gentle Sloping,Landscaped,Waterfront
- Lot size dimensions: C-62.15 x 195.13 x 350 x 330.14
Parking
- Total spaces: 6
- Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
- Earthquake
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $767 | $9,204 |
| Property Taxes | $1,029 | $12,348 |
| Electricity | $310 | $3,724 |
| Total | $5,519 | $66,228 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $675,000 |
| 2014-12-02 | Sold | $280,000 |
| 2014-09-10 | Price change | $329,800 |
| 2014-07-26 | Listed for sale | $367,900 |
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