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42 Clinton Hill Dr, Swansea, IL, 62226

3beds
3baths
1,854sqft
$177,000
$95price/sqft
$1,507/moest. monthly cost
$60,280/yrincome needed

About This Home

So much SPACE, so many UPDATES & NO HOA! This 3 bedroom, 3 bath townhome offers over 1,850 sq ft of living space, an attached garage, privacy-fenced backyard, composite deck, and a spacious layout that truly lives large. The main level feels fresh and inviting with brand-new LVP flooring, a generous dining area, and a spacious living room anchored by a floor-to-ceiling, whitewashed brick, wood-burning fireplace. The updated kitchen features new countertops, a breakfast bar, new microwave, and appliances that stay, while the conveniently located main-floor laundry and powder room make everyday living easy. The new 2024 heat-pump HVAC system provides both heating and cooling in one energy-efficient system, helping reduce energy use and potentially keep utility costs down. Upstairs, the oversized primary ensuite is the showstopper with THREE closets—including a 5x11 walk-in large enough to serve as a nursery, home office, dressing room, or flex space—plus a private bath with seated shower and new shower door. Two additional spacious bedrooms and a full guest bath complete the upper level. Step outside to enjoy the 20x10 composite deck, fully privacy-fenced backyard, and oversized storage shed—perfect for relaxing, entertaining, pets, or play. Major updates include a NEW ROOF 2026, new AC and heat-pump furnace with upgraded copper lines 2024, main-level LVP flooring 2025, water heater 2021, privacy fencing 2020, updated kitchen countertops, new microwave and shower door 2026, oak plank stairs 2026, new smoke and CO detectors 2026, fresh landscaping 2026, Ring Doorbell, Ecobee Smart Thermostat, and more! The kitchen appliances, washer, and dryer ALL STAY! With major updates already completed, plenty of space inside & out, and NO HOA, this townhome is ready to impress — just 15 minutes from Scott AFB and under 30 minutes from Ballpark Village!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
Whiteside Middle SchoolGrades 5-81.3 mi
4/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Range,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 84
  • Dimensions: 12x7

Bathroom3

  • Features: Floor Covering: Vinyl
  • Level: Second
  • Area: 77
  • Dimensions: 11x7

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 195
  • Dimensions: 15x13

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 176
  • Dimensions: 16x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Features

  • Breakfast Bar,Ceiling Fan(s),High Speed Internet,Kitchen/Dining Room Combo,Smart Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Luxury Vinyl,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,854

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,854
  • Total interior livable area: 1,854 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Primary Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Second
  • Area: 49
  • Dimensions: 7x7

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 272
  • Dimensions: 17x16

Property

Details

  • Parcel number: 0811.0307042
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Composite,Covered,Deck,Front Porch,Rear Porch
  • Fencing: Fenced,Privacy

Lot

  • Lot size: 6,534 sqft
  • Features: Near Public Transit

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Earthquake
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $895$10,740
Home Insurance *$201$2,412
Property Taxes $269$3,228
Electricity $142$1,711
Total$1,507$18,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,668/yr
40% on housing$45,210/yr
45% on housing$40,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 62226$139
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62226$103
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$177,000
2026-08-06Listed for sale$177,000
2021-03-24Listing removed--
2016-08-19Sold$97,500
2016-05-26Price change$97,500
2016-05-24Listed for sale$99,900
2011-09-28Sold$98,000
2011-05-05Price change$112,500
2010-05-15Listed for sale$115,000
2010-05-03Sold$36,500

For Sale by Agent

AgentRobin Ortiz
BrokerageRE/MAX Results Realty

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