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1309 9th Avenue, Toms River, NJ, 08757

5beds
2baths
1,792sqft
$499,000
$278price/sqft
$3,487/moest. monthly cost
$139,480/yrincome needed

About This Home

You've just discovered a gem in Pine Lake Park! This beautiful home offers five bedrooms and a flexible floor plan to accommodate a variety of needs. One main-level bedroom is currently configured as a family room with the doors removed but can easily be returned to its original use. The lower level includes two bedrooms and a full bath, providing adaptable space for an office, guest rooms, or other uses. Upstairs, you'll find three additional bedrooms including a very generously sized primary and a second full bath, offering plenty of room throughout. Situated near Pine Lake Park's amenities--including multiple parks, playgrounds, and the community's namesake Pine Lake--this home combines comfort, versatility, and a convenient location.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10
Manchester High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1976

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Other

Interior Area

  • Total structure area: 1,792
  • Total interior livable area: 1,792 sqft

Property

Details

  • Parcel number: 190000118700039
  • Zoning description: Residential
  • Exclusions: Personal belongings. TVs excluded but mounts will be left.

Features

  • Stories: 2

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 100 x 100

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$177$2,124
Property Taxes $590$7,080
Electricity $197$2,370
Total$3,487$41,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,554/yr
40% on housing$104,610/yr
45% on housing$92,986/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 08757$212
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08757$268
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$529,900
2026-02-27Listing removed$559,900
2025-10-19Price change$559,900
2025-09-09Price change$564,900
2025-08-27Listed for sale$569,900
1997-06-26Sold$89,000

For Sale by Agent

AgentJohn DiCapua
BrokerageEXIT Realty East Coast Shirvanian

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