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919 N Ocean Avenue, Mantoloking, NJ, 08738

4beds
3baths
2,304sqft
$3,495,000
$1,517price/sqft
$20,616/moest. monthly cost
$824,640/yrincome needed

About This Home

This fabulous Mantoloking beach house is just steps from the beach! This bright and happy home features four beautifully decorated bedrooms, along with two full bathrooms and one powder room. Large open format living, dining, and sun-rooms open up to a well-appointed gourmet kitchen. Brazilian hardwood floors. Step outside to your own private oasis; the private and peaceful backyard is home to rows of lushly blooming hydrangeas and roses that perfume the air, and full green hedges that ensconce the entire yard. Close to guarded beach entrance. This lot is the largest on the block. Consider the possibilities! Summer showings Saturdays only. Closing after Sept. 1, 2026

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1958

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Multi Units,Central Air

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Property

Details

  • Parcel number: 2000010000000004
  • Zoning description: Residential, Single Family

Features

  • Stories: 1
  • Exterior features: Outdoor Shower,Lighting
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: Oceanside/Beach Blk,Oceanside

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 87 x 100

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Hurricane
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,672$212,064
Home Insurance *$671$8,052
Property Taxes $2,020$24,240
Electricity $253$3,047
Total$20,616$247,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$706,834/yr
40% on housing$618,480/yr
45% on housing$549,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,517This listing

vs Other Active Listings

Avg $/sqft

ZIP 08738$1,265
Ocean County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 08738$1,061
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$3,499,999
2026-02-26Listed for sale$3,900,000
2026-02-12Listing removed$3,900,000
2026-01-20Listed for sale$3,900,000
2025-10-28Price change$8,000
2025-09-05Listed for rent$3,500
2025-09-01Listing removed$3,500
2025-07-15Price change$3,500
2025-07-12Price change$4,000
2024-12-30Price change$7,500
2024-09-06Listed for rent$8,500
2024-08-29Listing removed$8,500
2024-08-28Price change$8,500
2024-05-11Price change$7,500
2024-04-27Price change$8,300
2024-03-18Price change$9,000
2024-02-16Price change$8,000
2023-10-06Listed for rent$8,500
2023-08-17Listing removed--
2023-05-26Listed for rent$8,500
2020-05-14Listing removed$6,500
2020-01-12Listed for rent$6,500
2019-09-01Listing removed$2,300
2019-08-18Listed for rent$2,300
2007-08-10Sold$1,150,000

For Sale by Agent

AgentRosemary M Joyce
BrokerageM. Van Sciver REALTORS

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