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102 Britanna Dr, Swansea, IL, 62226

2beds
2baths
2,500sqft
$269,900
$108price/sqft
$2,273/moest. monthly cost
$90,920/yrincome needed

About This Home

Investor opportunity with tons of potential! This duplex (100 & 102 Britanna) is ready for updates and your personal touch, making it a great addition to an investment portfolio or a value-add project. Each unit offers 2 bedrooms, 2 bathrooms, an attached 1-car garage, and a full basement providing plenty of storage or future possibilities. Situated on a spacious corner lot in a quiet neighborhood, this property offers strong upside potential for rental income or resale after improvements. Convenient layout, solid footprint, and desirable location make this one worth a look. Bring all offers! Property is being sold as-is.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 1977

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,250
  • Finished area above ground: 1,250

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 0815.0204011
  • Special condition: Listing As Is

Features

  • Levels: Two

Lot

  • Lot size: 0.32 Acres
  • Features: Back Yard,Corner Lot

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Earthquake
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$306$3,672
Property Taxes $411$4,932
Electricity $192$2,307
Total$2,273$27,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,931/yr
40% on housing$68,190/yr
45% on housing$60,613/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 62226$138
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62226$103
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$269,900
2026-05-16Listed for sale$285,000

For Sale by Agent

AgentMia J Herring
BrokerageeXp Realty

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