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1528 N Church St, Belleville, IL, 62221

4beds
2baths
1,896sqft
$229,900
$121price/sqft
$1,849/moest. monthly cost
$73,960/yrincome needed

About This Home

Built in 1904 this two story historic home has been updated with contemporary conveniences while keeping its historic charm and architectural integrity intact! Luxury LVT, newer carpeting, pristinely tiled kitchen and baths, freshly painted surfaces throughout plus beautiful kitchen and bathroom updates! This move in ready home offers tons of living and storage space on two city lots in Belleville Illinois! Main floor primary bedroom with abundant double closet space and more bedrooms upstairs. You have flexible choices on room classifications, formal dining room or den/library, main floor primary or home office! Tons of green lawn/garden opportunities with two large lots! A huge side yard patio plus a covered back porch presents alfresco dining, relaxing and entertaining space! An added bonus are the solar panels that help keep utility bills at a minimum and a full lower level basement for laundry, storage and more HGTV finished living space projects! Don't miss this fabulous updated contemporary victorian!! Call your favorite realtor today for a private tour!

Getting Around

47
WalkingCar-Dependent
47
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

5/10
6/10
West Jr High SchoolGrades 7-82.5 mi
4/10

Construction

Condition

  • Year built: 1904

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Dryer,Microwave,Free-Standing Gas Range,Free-Standing Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Cedar Closet(s),Ceiling Fan(s),Coffered Ceiling(s),Custom Cabinetry,Eat-in Kitchen,High Ceilings,Historic Millwork,Workshop/Hobby Area
  • Finished area above ground: 1,896

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Solar
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,896 sqft

Property

Details

  • Parcel number: 0815.0418008
  • Special condition: Listing As Is,Standard

Features

  • Levels: Two

Lot

  • Lot size: 6,969 sqft
  • Features: Back Yard,City Lot,Few Trees,Front Yard,Level

Parking

  • Parking features: Additional Parking,Driveway,No Garage,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Hail
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$192$2,304
Property Taxes $350$4,200
Electricity $145$1,749
Total$1,849$22,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,394/yr
40% on housing$55,470/yr
45% on housing$49,306/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 62221$144
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62221$127
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$229,900
2025-04-07Sold$200,000
2025-03-10Pending sale$200,000
2025-01-30Listed for sale$200,000
2024-11-03Listing removed$190,000
2024-10-17Price change$190,000
2024-10-10Listed for sale$200,000
2024-09-10Pending sale$200,000
2024-09-05Listed for sale$200,000
2020-03-09Sold$118,500
2020-02-18Pending sale$118,400
2019-12-29Price change$118,400
2019-10-15Price change$119,900
2019-08-24Listed for sale$125,000
2019-08-09Pending sale$125,000
2019-08-07Listed for sale$125,000
2018-06-02Listing removed$62,500
2018-04-30Price change$62,500
2018-02-19Price change$65,900
2017-08-22Listed for sale$76,500

For Sale by Agent

AgentBjaye J Greer
BrokerageRe/Max River Bend

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