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5 Saint Clair Lake Dr, Swansea, IL, 62226

2beds
1baths
1,063sqft
$150,000
$141price/sqft
$1,286/moest. monthly cost
$51,440/yrincome needed

About This Home

Welcome to 5 St. Clair Lake in Swansea—a charming, move-in-ready home perfectly situated on a desirable corner lot. This cute 2-bedroom, 1-bath property has been completely updated, offering modern comfort and peace of mind. Enjoy relaxing or entertaining under the covered patio. Inside, you’ll find a fresh, updated interior featuring newer flooring, paint, and fixtures throughout. The home also boasts major improvements including a newer roof, siding, HVAC system, electrical updates, and updated appliances—making this a truly turnkey opportunity. Whether you’re a first-time buyer, downsizing, or looking for a low-maintenance investment, this home checks all the boxes. Don’t miss your chance to own this beautifully updated home!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1951

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Built-In Electric Range,Refrigerator,Gas Water Heater

Basement

  • Basement: Concrete,Crawl Space

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Bathroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Features

  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Luxury Vinyl,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,063

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,063
  • Total interior livable area: 1,063 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 204
  • Dimensions: 12x17

Property

Details

  • Parcel number: 0816.0300015
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Lightning
Tornado
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$170$2,040
Property Taxes $228$2,736
Electricity $130$1,569
Total$1,286$15,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,091/yr
40% on housing$38,580/yr
45% on housing$34,293/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 62226$139
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62226$103
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$150,000
2017-03-09Sold$55,500
2017-02-27Pending sale$64,900
2017-02-22Listed for sale$64,900

For Sale by Agent

AgentJohn D Grissom
BrokerageBerkshire Hathaway HomeServices Select Properties

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