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905 W D St, Belleville, IL, 62220

2beds
1baths
1,044sqft
$89,500
$86price/sqft
$827/moest. monthly cost
$33,080/yrincome needed

About This Home

Attention investors! Exceptional value-add opportunity featuring 905 & 907 W D Street in Belleville, IL. Purchase two homes in one transaction and capitalize on the potential for rental income, renovation, or portfolio growth. Whether you're a seasoned investor or looking for your next project, this package offers endless possibilities and strong upside potential. Sold as-is. Schedule your showing today and explore the opportunity to turn vision into value.

Getting Around

57
WalkingSomewhat Walkable
34
TransitSome Transit
69
BikeBikeable

Schools

5/10
8/10
Central Jr High SchoolGrades 7-82.1 mi
5/10

Construction

Condition

  • Year built: 1892

Materials

  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 1,044

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,044
  • Total interior livable area: 1,044 sqft

Property

Details

  • Parcel number: 0821.0307027
  • Special condition: Listing As Is

Features

  • Levels: One and One Half

Lot

  • Lot size: 5,662 sqft
  • Features: Back Yard,Few Trees,Level,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $452$5,424
Home Insurance *$109$1,308
Property Taxes $136$1,632
Electricity $130$1,569
Total$827$9,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,354/yr
40% on housing$24,810/yr
45% on housing$22,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 62220$86
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62220$96
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$89,500
2026-06-05Listed for sale$99,500
2024-01-23Sold$130,000

For Sale by Agent

AgentJessica Gratzl
BrokerageKeller Williams Pinnacle

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