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400 N 5th St, Belleville, IL, 62220

1beds
1baths
702sqft
$44,000
$63price/sqft
$472/moest. monthly cost
$18,880/yrincome needed

About This Home

Sharp ranch home featuring a basement and a big backyard, offering plenty of space and potential. This property presents a strong opportunity for investors or buyers looking for their next project. The property is being offered as a cash sale only, with no contingencies accepted, and is sold strictly as-is, where-is. No interior showings will be permitted, no additional interior photos are available, and interior access for inspections will not be granted. No survey or keys will be provided. All listing information is deemed reliable but not guaranteed, and buyers are responsible for completing their own due diligence prior to submitting an offer. Buyers must independently verify all property details, including but not limited to the number of bedrooms and bathrooms, square footage, room sizes, lot dimensions, and any other relevant information. Photos and marketing remarks are provided for reference purposes only. By submitting an offer, the buyer acknowledges they have independently investigated the property and are making their purchase decision based solely on their own findings. Buyer or buyer's agent to verify all MLS info

Getting Around

63
WalkingSomewhat Walkable
36
TransitSome Transit
77
BikeVery Bikeable

Schools

5/10
8/10
Central Jr High SchoolGrades 7-82.0 mi
4/10

Construction

Condition

  • Year built: 1904

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 702

Heating & Cooling

  • Heating features: None
  • Cooling features: Other

Interior Area

  • Total structure area: 702
  • Total interior livable area: 702 sqft

Property

Details

  • Parcel number: 0821.0404040
  • Special condition: Listing As Is

Features

  • Levels: One

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Tornado
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $222$2,664
Home Insurance *$53$636
Property Taxes $67$804
Electricity $130$1,569
Total$472$5,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,182/yr
40% on housing$14,160/yr
45% on housing$12,586/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 62220$87
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62220$96
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$44,000
2026-04-04Pending sale$44,000
2026-03-13Listed for sale$44,000
2013-08-10Listing removed$10,000
2013-06-29Price change$10,000
2013-01-23Listed for sale$24,000
2011-06-16Sold$24,000
2011-01-18Sold$29,773

For Sale by Agent

AgentRobby Nguyen
BrokerageWorth Clark Realty

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