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124 N Virginia Ave, Belleville, IL, 62220

2beds
2baths
1,120sqft
$160,000
$143price/sqft
$1,377/moest. monthly cost
$55,080/yrincome needed

About This Home

Come check out this awesome cash flowing duplex for sale. Each side is a 2 Bedroom 1.5 bathroom. There is plenty of space with huge rooms. The left side has new carpet as of 2025 and Updated Cabinets. There is a Half bath on the main floor. The upstairs have 2 Large bedrooms and a full bath. There is also space for storage in the basement as well. The right side of the duplex has a long term tenant in place She pays $1100 a month for rent that is also a 2 Bed 1.5 Bath Home. You can live in one side and rent the other for your tenant to pay your mortgage or Rent both sides out and make some great cash flow. Call your favorite agent today to set up a showing.

Getting Around

65
WalkingSomewhat Walkable
46
TransitSome Transit
65
BikeBikeable

Schools

7/10
8/10
Central Jr High SchoolGrades 7-81.7 mi
4/10

Construction

Condition

  • Year built: 1905

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 0822.0407006
  • Special condition: Standard

Lot

  • Lot size: 6,969 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$194$2,328
Property Taxes $244$2,928
Electricity $130$1,569
Total$1,377$16,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,211/yr
40% on housing$41,310/yr
45% on housing$36,720/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 62220$85
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62220$96
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-11Price change$170,000
2025-10-24Listed for sale$180,000
2023-03-29Listing removed--
2023-03-26Listed for rent$900
2019-04-30Sold$62,000
2019-03-22Pending sale$67,900
2018-11-26Listed for sale$67,900
2018-10-17Pending sale$67,900
2018-10-10Listed for sale$67,900

For Sale by Agent

AgentTristan Reising
BrokerageMustard Seed Realty

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