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40 N Missouri Ave, Belleville, IL, 62220

2beds
1baths
896sqft
$90,000
$100price/sqft
$831/moest. monthly cost
$33,240/yrincome needed

About This Home

Welcome to this charming home in Belleville, ready for its next owner! This cozy 2-bedroom ranch offers a spacious living room perfect for relaxing or entertaining, along with a large eat-in kitchen featuring beautiful built-in cabinets that add both character and functionality. Step outside to enjoy the fenced backyard, ideal for many things, such as kids, pets, gardening, or outdoor gatherings. Plus, a detached 2-car garage providing plenty of storage and parking space. Don't miss the opportunity to make this inviting home your own! Home is being sold AS IS ONLY.

Getting Around

59
WalkingSomewhat Walkable
47
TransitSome Transit
68
BikeBikeable

Schools

7/10
8/10
Central Jr High SchoolGrades 7-81.8 mi
4/10

Construction

Condition

  • Year built: 1867

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Free-Standing Refrigerator,Washer

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: First
  • Area: 36
  • Dimensions: 6x6

Bedroom

  • Level: First
  • Area: 117
  • Dimensions: 9x13

Bedroom2

  • Level: First
  • Area: 80
  • Dimensions: 8x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: Combination
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Kitchen

  • Features: Floor Covering: Laminate
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Living Room

  • Features: Floor Covering: Laminate
  • Level: First
  • Area: 204
  • Dimensions: 12x17

Property

Details

  • Parcel number: 0822.0417003
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: None
  • Exterior features: None
  • Fencing: Wood

Lot

  • Lot size: 6,969 sqft
  • Features: Back Yard,Front Yard
  • Lot size dimensions: 6,838 sq ft

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$109$1,308
Property Taxes $137$1,644
Electricity $130$1,569
Total$831$9,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,491/yr
40% on housing$24,930/yr
45% on housing$22,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 62220$86
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62220$96
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$150,000
2022-12-29Sold$50,000
2016-04-22Sold$24,500
2016-03-17Listed for sale$29,900
2016-02-15Listing removed$39,000
2015-08-18Listed for sale$39,000
2014-12-02Listing removed$39,900
2014-08-29Price change$39,900
2014-06-04Listed for sale$42,200
2002-08-02Sold$37,500

For Sale by Agent

AgentMarcia Crawford
BrokerageColdwell Banker Brown Realtors

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