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4 Carlyle Ave, Belleville, IL, 62220

2beds
2baths
1,576sqft
$80,000
$51price/sqft
$753/moest. monthly cost
$30,120/yrincome needed

About This Home

Opportunity awaits at 4 Carlyle Ave! This 2-bedroom, 2-bath home offers over 1,500 square feet with plenty of potential for an investor, flipper, or buyer ready to build equity through updates and repairs. The main level features a spacious eat-in kitchen, two bedrooms, full bath, and a welcoming front sunroom. The lower level includes additional bonus rooms, a second full bath, and laundry hookup space. Major updates include HVAC (2020), water heater (2023), and roof/gutters (2017). Off-street parking included. Home is being sold as-is and will require repairs and cosmetic updates, but the possibilities are there for the right buyer.

Getting Around

66
WalkingSomewhat Walkable
43
TransitSome Transit
65
BikeBikeable

Schools

7/10
8/10
Central Jr High SchoolGrades 7-81.7 mi
4/10

Construction

Condition

  • Year built: 1923

Materials

  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,576

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,576
  • Total interior livable area: 1,576 sqft

Property

Details

  • Parcel number: 0822.0425002
  • Special condition: Listing As Is

Features

  • Levels: One

Lot

  • Lot size: 7,405 sqft
  • Features: Other

Parking

  • Parking features: Alley Access,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Earthquake
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$97$1,164
Property Taxes $122$1,464
Electricity $130$1,569
Total$753$9,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,817/yr
40% on housing$22,590/yr
45% on housing$20,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$51This listing

vs Other Active Listings

Avg $/sqft

ZIP 62220$86
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62220$96
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$80,000
2026-02-05Price change$85,000
2026-01-06Price change$90,000
2025-12-15Listed for sale$99,900

For Sale by Agent

AgentWendy R Poveda
BrokerageRE/MAX Results Realty

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