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508 E Garfield St, Belleville, IL, 62220

3beds
2baths
1,928sqft
$200,000
$104price/sqft
$1,707/moest. monthly cost
$68,280/yrincome needed

About This Home

What would it feel like to live in a home that has stood for nearly 150 years? Built in 1877 with Original Woodwork you simply can't replicate, original shutters that actually work, Real Wood Floors, Newer HVAC, galvanized wtr pipes, and brand new roof, But that's just the beginning. The Charm pulls you in, the Character makes you stay. - Where Craftsmanship wasn't rushed, details weren't skipped, and every window tells a story. At 508 E. Garfield, history isn't just preserved ... It's Lived in! The Original Windows are still here, so are the soaring 12 ft ceilings, and brick lined sidewalks that welcome you home. And Then there's the surprise! A thoughtfully designed addition with fire proof Ceramic Tile Siding that expands the home to 1928 sq. ft. blending yesterday's character with today's functionality. This isn't a Cookie Cutter house, and it's definitely not ordinary! So, If you've been waiting for something with soul - something different - that makes you feel comfort the moment you walk in ... This Might Be It!

Getting Around

77
WalkingVery Walkable
38
TransitSome Transit
53
BikeBikeable

Schools

6/10
8/10
Central Jr High SchoolGrades 7-81.3 mi
4/10

Construction

Condition

  • Year built: 1877

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Cellar,Full,Unfinished

Bathroom

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main
  • Area: 105
  • Dimensions: 7x15

Bathroom2

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 238
  • Dimensions: 17x14

Bathroom2

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Second
  • Area: 96
  • Dimensions: 8x12

Bathroom3

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 187
  • Dimensions: 17x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Features

  • Window features: Shutters,Wood Frames
  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area above ground: 1,928

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,928
  • Total interior livable area: 1,928 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 238
  • Dimensions: 17x14

Mud Room

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main
  • Area: 88
  • Dimensions: 8x11

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 300
  • Dimensions: 20x15

Property

Details

  • Parcel number: 0827.0134010
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck

Lot

  • Lot size: 8,276 sqft
  • Features: Back Yard,Front Yard,Irregular Lot
  • Lot size dimensions: 0.1900

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Earthquake
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$243$2,916
Property Taxes $305$3,660
Electricity $148$1,779
Total$1,707$20,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,525/yr
40% on housing$51,210/yr
45% on housing$45,520/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 62220$85
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62220$96
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-27Listed for sale$200,000
2016-07-26Listing removed--
2016-07-07Listed for sale--

For Sale by Agent

AgentDebbie A Burdge
BrokerageWorth Clark Realty

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