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321 W Cleveland Ave, Belleville, IL, 62220

3beds
1baths
1,524sqft
$99,900
$66price/sqft
$908/moest. monthly cost
$36,320/yrincome needed

About This Home

Presenting an exceptional ownership opportunity at 321 W Cleveland AVE, Belleville IL 62220. This distinguished single family residence, constructed in 1929, offers a unique blend of historical character and refined living. The property features three well-proportioned bedrooms, providing comfortable and private accommodations. Complementing these living spaces is a meticulously appointed bathroom, designed for both functionality and aesthetic appeal. Further enhancing the property's utility and charm are a substantial basement, offering versatile space for storage or future development, and an inviting porch, perfect for relaxation and outdoor enjoyment. We invite you to discover the distinctive allure of this residence; contact us to schedule your private viewing

Getting Around

59
WalkingSomewhat Walkable
30
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

7/10
8/10
Central Jr High SchoolGrades 7-81.2 mi
4/10

Construction

Condition

  • Year built: 1929

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 42
  • Dimensions: 7x6

Bedroom

  • Features: Floor Covering: Carpeting
  • Area: 144
  • Dimensions: 12x12

Bedroom

  • Features: Floor Covering: Carpeting
  • Area: 270
  • Dimensions: 27x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Wood
  • Area: 144
  • Dimensions: 12x12

Features

  • Finished area above ground: 1,524

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 1,524 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 504
  • Dimensions: 28x18

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Primary Bedroom

  • Features: Floor Covering: Wood
  • Area: 140
  • Dimensions: 14x10

Property

Details

  • Parcel number: 0828.0235019 & 0828.0235018
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 6,969 sqft
  • Features: City Lot

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Tornado
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$121$1,452
Property Taxes $152$1,824
Electricity $130$1,569
Total$908$10,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,131/yr
40% on housing$27,240/yr
45% on housing$24,213/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 62220$86
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62220$96
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-11Listed for sale$99,900
2026-06-29Contingent$99,900
2026-06-01Listed for sale$99,900
2017-04-12Listing removed$58,500
2017-03-03Price change$58,500
2017-01-10Price change$59,900
2016-11-30Price change$62,900
2016-10-12Price change$69,900
2016-07-28Listed for sale$73,500
2013-11-19Listing removed$80,000
2013-04-11Listed for sale$80,000
2011-02-12Listing removed$64,900
2010-10-16Listed for sale$64,900

For Sale by Agent

AgentWhitney Wisnasky-Bettorf
BrokerageRed Door Realty Group Inc

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