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3760 Top Rock Ln, Round Rock, TX, 78681

3beds
3baths
1,820sqft
$419,000
$230price/sqft
$3,034/moest. monthly cost
$121,360/yrincome needed

About This Home

Welcome to 3760 Top Rock Lane — Nestled in the established Stone Oak at Round Rock community, offered in exceptional, move-in-ready condition. The home has been thoughtfully updated with new flooring throughout and a fresh coat of paint. Mature trees anchor both the front and rear of the property, lending the home a shaded, private feel that distinguishes it from newer construction in the area. This kind of established landscaping takes years to cultivate and adds lasting curb appeal along with genuine outdoor comfort. Set within a well-maintained, sidewalk-lined section of west Round Rock, the property offers convenient access to neighborhood amenities including a community pool and playground, is zoned to Round Rock ISD schools, and sits a short drive from Old Settlers Park and the Round Rock Premium Outlets. Downtown Austin is approximately 45 minutes away, offering an easy balance of suburban tranquility and city access. A well-cared-for home — this is an opportunity to own a property that has been maintained, not merely occupied.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

10/10
5/10
Stony Point High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Multiple Living Areas,Murphy Bed
  • Window features: None
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,820 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 165555000F0032
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: None
  • Exterior features: None
  • Spa features: None
  • Fencing: Privacy
  • Has view: Yes
  • View description: Park/Greenbelt
  • Waterfront features: None

Lot

  • Lot size: 6,041 sqft
  • Features: Trees-Small (Under 20 Ft)
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$189$2,268
Property Taxes $489$5,868
Electricity $238$2,859
Total$3,034$36,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,022/yr
40% on housing$91,020/yr
45% on housing$80,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 78681$216
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78681$211
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$419,000

For Sale by Agent

AgentDillon Meek
BrokerageKeller Williams Realty

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