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312 Stratford Ave, West Berlin, NJ, 08091

4beds
1baths
0sqft
$199,900
--price/sqft
$1,692/moest. monthly cost
$67,680/yrincome needed

About This Home

Buy it/fix it opportunity. Cape Cod style home on 0.6 +/- acres. Offered totally as-is with buyer responsible for CO, water test, and any/all required inspections/repairs and certifications. All information and property details set forth in the listing including bed/bath count, materials, features, and utilities are not guaranteed. Representations are based on typical configurations for comparable properties in the area and have not been verified. Seller/ owner does not represent or guarantee that all property information and details have been verified. Do not approach home or occupants. Exterior drive by only. No trespassing.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Below Average
  • Year built: 1954

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Water Conditioner - Owned,Water Treat System,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Dry Wall
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 0

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 060230100001 04
  • Zoning: R2
  • Zoning description: Residential
  • Special condition: Standard
  • Exclusions: Tenant Personal Possessions

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.61 Acres
  • Features: Cleared
  • Lot size dimensions: 124 x IRR

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$78$936
Property Taxes $411$4,932
Electricity $193$2,318
Total$1,692$20,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,011/yr
40% on housing$50,760/yr
45% on housing$45,120/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08091$234
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08091$230
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$217,900

For Sale by Agent

AgentDennis Kain
BrokerageCentury 21 Reilly Realtors

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