87 Hearthstone Dr, West Milford, NJ, 07480
About This Home
Located in the sought-after High Crest Lake section of West Milford, this exceptional custom estate offers approximately 7,200 structural sq ft on 5.35 private fenced acres. Designed for both everyday living and grand entertaining, the home features a dramatic two-story great room, private home office, home gym, and a designer kitchen with ceiling-height custom cabinetry, waterfall quartz island, premium appliances, and herringbone hardwood flooring. The luxurious primary suite offers vaulted ceilings, dual walk-in closets, a spa-inspired bath, and an attached sitting room. A ground-floor guest suite with full bath provides exceptional flexibility, while the fully renovated walkout lower level features a second kitchen, family room, bedroom, and new full bath with heated floors. Recent improvements include two new HVAC systems, two 100-gallon water heaters, renovated bathrooms, updated finishes, and extensive custom upgrades throughout. Outdoor amenities include a full-length deck, covered patio, wraparound mahogany porch, finished 3-car garage, horseshoe driveway, 21-zone irrigation system, generator hookup, multiple entertaining areas, and a stunning 12,000-gallon koi pond with double waterfalls. Optional High Crest Lake membership offers access to lake amenities and community activities. Just over 20 miles from New York City, this rare estate offers luxury, privacy, and space without compromise.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Central Vacuum
- Number of fireplaces: 1
- Fireplace features: 1 Fireplace,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Property
Details
- Parcel number: 1513001000000011
Features
- Pool features: None
- Patio & porch: Deck / Patio
- Has view: Yes
- View description: None
- Waterfront features: None
Lot
- Features: Regular
Parking
- Total spaces: 3
- Parking features: Garage
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,559 | $90,708 |
| Home Insurance * | $415 | $4,980 |
| Property Taxes | $2,815 | $33,780 |
| Electricity | $193 | $2,318 |
| Total | $10,982 | $131,784 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $1,495,000 |
| 2022-03-10 | Sold | $770,000 |
| 2022-01-27 | Contingent | $779,900 |
| 2021-12-01 | Price change | $779,900 |
| 2021-10-16 | Price change | $799,900 |
| 2021-09-28 | Price change | $809,900 |
| 2021-07-24 | Listed for sale | $824,900 |
| 2004-11-08 | Sold | $820,000 |
| 2002-04-25 | Sold | $690,000 |
| 2000-06-27 | Sold | $110,000 |
For Sale by Agent
View on Zillow