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42 2Nd St, Dumont, NJ, 07628

5beds
5baths
--sqft
$1,025,000
--price/sqft
$7,233/moest. monthly cost
$289,320/yrincome needed

About This Home

Brand new single family house with 4,416 sqft, built on existing foundation. Featuring: Finished basement: Family room, cine room, 1/2 bath, mechanical room, storage room. 1st Fl: 1 bed, 1 full bath, kitchen, family, living & dining rooms. 2nd Fl: 4 beds, 3 full baths, laundry room, storage. 2 huge car garage. Nice paver patio, and more....This beautiful and huge house was built with top of the line materials, appliances, toilets, etc

Getting Around

64
WalkingSomewhat Walkable
49
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

6/10
7/10
Dumont High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt Shingle
  • Construction materials: See Remarks,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven-Gas,Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room,Level 2

Basement

  • Features: BathOthr,FamilyRm,GameRoom

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Wood
  • Fireplace features: Non-Functional
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Natural Gas
  • Cooling features: 2 Units,Central Air

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 1110011090000000380000
  • Exclusions: Personal property

Features

  • Patio & porch: Patio

Lot

  • Lot size: 6,534 sqft
  • Features: Level
  • Lot size dimensions: 61 x 108

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,182$62,184
Home Insurance *$244$2,928
Property Taxes $1,614$19,368
Electricity $193$2,318
Total$7,233$86,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,988/yr
40% on housing$216,990/yr
45% on housing$192,880/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07628$381
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07628$397
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,169,900
2025-09-18Sold$480,000
2025-08-29Pending sale$499,000
2025-07-23Listed for sale$499,000
2025-06-23Listing removed$499,000
2025-06-04Listed for sale$499,000
2025-05-27Listing removed$515,000
2025-05-22Listed for sale$515,000
2025-05-19Listing removed$549,000
2025-05-07Price change$549,000
2025-04-28Listed for sale$590,000
2018-06-19Sold$329,000
2018-03-28Listed for sale$329,000
2010-07-26Sold$299,000

For Sale by Agent

AgentWilson Merchan
BrokerageMerchan Team Realty Llc.

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