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14 Valley Pl, Edgewater, NJ, 07020

4beds
5baths
3,176sqft
$1,595,000
$502price/sqft
$10,771/moest. monthly cost
$430,840/yrincome needed

About This Home

Rare Wide-Format Townhouse in Prime Edgewater Location with Private Garden and Rooftop The heart of this impeccably maintained home is the open-concept main level, where a gourmet kitchen flows effortlessly into the living area—anchored by a gas fireplace. High ceilings and large windows invite an abundance of natural light, highlighting the high-end marble and hardwood finishes. Just minutes from the ferry, schools, and Whole Foods, this is the perfect balance for city/suburban living. This 34' wide south facing home allows for a sense of space rarely found in Edgewater. It has a unique, wide-set footprint that creates a noticeably expansive and airy atmosphere, great for entertaining and giving you maximum flexibility in design. The home is the rear unit of the townhouse and stretches across this the entirety of the frame. The home had additions like an iSpring 3 Stage Whole House Water Filtration System, garbage disposal, TV mounts, electronic locks, and other accessories that complement a home. Kitchen: An expansive island that will satisfy any home chef or host. White quartz countertops allow for easy cleaning and appliances are top of the line built in Wolf appliances: range, microwave and oven, wine cooler, and Subzero refrigerator and freezer. The oversized sink has a garbage disposal and the island has electric outlets. This is where your family and guests will always end up and it has plenty of space for all of your needs. An abundance of custom built in cabinets line the walls for unlimited storage, giving the space a clean aesthetic. All bedrooms have custom built in closets, black out curtains, and cove lighting. Primary Suite: Spacious with floor to ceiling windows overlooking your private garden. There are two closets, a walk-in closet featuring ample built-ins shelves, rods, and drawers for all your clothing so never switch closets again! The primary bath features double sinks with a large vanity, deep soaking spa tub, and an extra large walk in shower with seating. The two other large bedrooms are ideal for kids, guests. One of the storage closets has a washer/dryer hookup built in for flexibility in placement of the W/D or an additional W/D. The top floor features a large solarium with two walls of floor to ceiling windows. Use as an office, yoga studio, guest room, or party space with a half bath, wet bar, and double doors that open up to your roof deck. Backyard/Garden: Enjoy a picnic, soccer game, or BBQ in the lush yard. The yard is lightly shaded from a large Mulberry tree, has two mature apple trees, and other fruits/herbs growing perennially. Flowering lilac, peony, and tulips provide beautiful flowers for your table. This is a rare yard space for the area that you can shape as you please. Opposite Facing Private Roof Deck: Enjoy your morning coffee or evening drinks in private from a uniquely situated south facing roof deck, facing away from neighbors with direct views of Manhattan and Jersey City. This is rare for the area as most are side-by-side with only a wall as divider but this deck is surrounded by your own space, making it a truly private. Side Patio: A third option for an outdoor retreat exists in the side patio where you can have a seating area, fire pit or dining table under the solar powered string lights. Sit out on nice evenings and use it as a middle ground to keep an eye on your kids as they play in the yard/driveway. This patio allows direct access to the yard as well, ideal for outdoor entertaining and garden parties. Downstairs from the main level is a true standout - a large, open space perfect for a playroom, gym, media room, office, or Mother-in-law suite featuring a full private bath with spa shower, its own separate entrance, and screened windows for natural light and air. A dedicated laundry room is strategically placed on the lower level, ensuring that any distractions are kept far away from the bedrooms for overnight laundry runs.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Trash compactor,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Cooling

  • Cooling features: Central

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 3,176 sqft

Property

Details

  • Parcel number: 1300037000000007

Features

  • Exterior features: Shingle,Stone,Wood,Brick,Cement / Concrete
  • Has view: Yes
  • View description: Water,City
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 2,500 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Coastal Flooding
Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$136$1,632
Property Taxes $2,220$26,640
Electricity $350$4,201
Total$10,771$129,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$369,291/yr
40% on housing$323,130/yr
45% on housing$287,226/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$502This listing

vs Other Active Listings

Avg $/sqft

ZIP 07020$617
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07020$723
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$1,595,000

For Sale by Owner

AgentProperty Owner

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