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468 Lydecker St, Englewood, NJ, 07631

7beds
9baths
--sqft
$3,739,000
--price/sqft
$26,416/moest. monthly cost
$1,056,640/yrincome needed

About This Home

Exceptional new construction minutes from NYC offering approximately 9,600 square feet across three finished levels. Designed for both everyday living and luxury, this home features cathedral ceilings, exposed beams, custom millwork, and wide plank white oak floors. The main level offers a light-filled open layout anchored by a dramatic great room with a fireplace and oversized windows. The kosher kitchen is truly a standout, featuring dual quartz islands, double sinks, double ovens, two integrated refrigerators, and a walk-in pantry. Dining area with wet bar flows to a covered outdoor living space with kitchen, fireplace, and heaters for year-round use. Main level also includes an en suite bedroom, office, and mudroom. The second level features five en suite bedrooms, including a primary suite with vaulted ceilings, a fireplace, a spa bath, a custom closet, and a balcony. Laundry room with a double washer-and-dryer set. The walk-out lower level offers large windows, yard access, an en suite bedroom, recreation areas, and a lounge bar. Generous backyard with room for a pool. Three-car garage with high ceilings and EV charging. Ideally located near top private schools, multiple houses of worship, and NYC access. Estimated taxes are approximately $61,600 per assessor based on plans; subject to change and verification.

Getting Around

34
WalkingCar-Dependent
43
TransitSome Transit
18
BikeSomewhat Bikeable

Schools

--
Donald A QuarlesGrades PK-K0.2 mi
5/10
J E Dismus Middle SchoolGrades 6-81.2 mi
3/10
Dwight Morrow HighGrades 9-121.1 mi

Construction

Materials

  • Construction materials: Stone,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Washer/Dryer,Gas Oven,Other

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 9
  • Full bathrooms: 8
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Hot Water,Forced Air,Other
  • Cooling features: Central Air,Gas,Other

Property

Details

  • Parcel number: 150130300000000201

Parking

  • Parking features: 3+ Cars,Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,906$226,872
Home Insurance *$1,429$17,148
Property Taxes $5,888$70,656
Electricity $193$2,318
Total$26,416$316,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$905,691/yr
40% on housing$792,480/yr
45% on housing$704,426/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07631$806
Bergen County$632

vs Homes Sold Last Month

Median $/sqft

ZIP 07631$447
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$3,749,000
2026-03-26Listed for sale$3,988,000
2026-03-24Listing removed$3,988,000
2026-03-23Price change$3,988,000
2025-11-21Listed for sale$4,200,000
2025-07-08Listing removed$3,989,000
2025-05-15Listed for sale$3,989,000
2023-12-19Sold$851,000
2023-10-18Pending sale$799,000
2023-10-03Listed for sale$799,000

For Sale by Agent

AgentSTACY ESSER
BrokerageKELLER WILLIAMS TOWN LIFE

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