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402 Cliff St, Fairview, NJ, 07022

5beds
2baths
2,200sqft
$825,000
$375price/sqft
$6,188/moest. monthly cost
$247,520/yrincome needed

About This Home

Welcome to 402 Cliff Street ? a beautifully renovated two-family home in the heart of Fairview offering the perfect blend of modern comfort, functionality, and convenience.This turnkey property features two thoughtfully designed residences: a spacious 3-bedroom, 1-bath unit paired with a well-appointed 2-bedroom, 1-bath apartment. Both units have been fully renovated with clean, contemporary finishes and include in-unit washer and dryer setups?delivering the level of ease today?s buyers expect.Natural light flows throughout each home, highlighting the updated interiors and creating warm, inviting living spaces. Whether you're looking for an income-producing property, or the flexibility to live in one unit while offsetting your expenses, this layout offers endless possibilities.Step outside to a generously sized backyard?ideal for entertaining, relaxing, or creating your own outdoor retreat.Positioned in a prime location, this home offers seamless access to Manhattan via nearby NJ Transit bus routes and major roadways. Everyday essentials are just moments away, including supermarkets like ShopRite and ALDI, along with a vibrant mix of highly rated restaurants, cafes, and local favorites throughout the surrounding area.402 Cliff Street presents a rare opportunity to own a fully updated multi-family home in a location that balances suburban comfort with urban accessibility.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
Number Three SchoolGrades PK-40.0 mi
4/10
--

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Flat
  • Construction materials: Stucco

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven - Gas,Refrigerator,Washer/Dryer Stacked,Stackable Washer/Dryer

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedrooms,Eat-in Kitchen,Living Room,Eat-In Kitchen

Heating & Cooling

  • Heating features: 2 Units,Cent Register Heat,Natural Gas
  • Cooling features: 2 Units,Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 1118003050000000020000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$238$2,856
Property Taxes $1,537$18,444
Electricity $242$2,910
Total$6,188$74,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,160/yr
40% on housing$185,640/yr
45% on housing$165,013/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 07022$517
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07022$507
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$825,000
2026-02-14Listing removed$850,000
2025-11-12Listed for sale$850,000
2022-08-24Listing removed--
2022-08-18Price change$2,850
2022-08-05Price change$2,900
2022-08-03Listed for rent$3,000
2021-07-13Sold$630,000
2021-03-10Listing removed--
2021-01-16Listed for sale$649,999
2020-08-30Listing removed$1,950
2020-08-17Listed for rent$1,950
2020-08-16Listing removed$587,000
2020-07-10Listed for sale$587,000
2020-06-27Listing removed$1,975
2020-06-08Price change$1,975
2020-03-04Listed for rent$2,050
2019-06-21Sold$349,900
2019-04-25Pending sale$349,900
2019-04-11Listed for sale$349,900
2019-01-10Listing removed$399,900
2018-12-28Listed for sale$399,900
1998-11-25Sold$135,000

For Sale by Agent

AgentWilson Zorrilla
BrokerageExp Realty, Llc

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