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218 Bell Ave, Lodi, NJ, 07644

3beds
3baths
0sqft
$899,000
--price/sqft
$6,382/moest. monthly cost
$255,280/yrincome needed

About This Home

Whether you're looking to expand your investment portfolio or offset living expenses with rental income, this well-maintained 3-bedroom, 3-bathroom multifamily property offers exceptional versatility and opportunity. The first-floor unit features a spacious sunlit living room and a tastefully updated eat-in kitchen with custom cabinetry, granite countertops, stainless steel appliances, a center island with bar seating, and a separate dining area perfect for everyday meals and entertaining. A comfortable bedroom and full bathroom complete the main level. The full finished basement extends the living space with an additional bedroom, kitchenette, full bathroom, and laundry area, offering flexibility for guests, recreation, or work-from-home needs. The second-floor unit includes an inviting living room, well-appointed kitchen, bedroom, and full bathroom, creating an excellent opportunity for rental income or extended living arrangements. Enjoy the large fully fenced backyard, ideal for outdoor gatherings, gardening, pets, or simply relaxing in your own private retreat. Separate utilities. A one-car attached garage and ample driveway parking provide added convenience. Ideally located near NYC transportation, shopping, dining, and major commuting routes, this property combines comfortable living, income-producing potential, and a highly convenient location.

Getting Around

70
WalkingVery Walkable
49
TransitSome Transit
50
BikeBikeable

Schools

7/10
Wilson Elementary SchoolGrades PK-50.4 mi
7/10
4/10
Lodi High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven - Gas,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedrooms,Eat-in Kitchen,Living Room,Kitchen
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1131001170000000170000

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Metal Fence

Lot

  • Lot size: 4,791 sqft
  • Features: Level
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Driveway-Exclusive,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$229$2,748
Property Taxes $1,415$16,980
Electricity $193$2,318
Total$6,382$76,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,811/yr
40% on housing$191,460/yr
45% on housing$170,186/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07644$317
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07644$428
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$899,000
2021-11-29Sold$590,000
2021-09-03Sold$590,000
2021-08-26Pending sale$580,000
2021-07-11Listing removed--
2021-06-25Listed for sale$580,000
2010-03-25Listing removed$1,600
2010-02-18Price change$1,600
2009-12-12Price change$1,200
2009-08-15Listed for sale$399,900
2009-06-10Sold$190,000

For Sale by Agent

AgentGene Lowe
BrokerageHoward Hanna Rand Realty

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