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247 Grove St, Lodi, NJ, 07644

3beds
2baths
0sqft
$615,000
--price/sqft
$4,426/moest. monthly cost
$177,040/yrincome needed

About This Home

Excellent investment or owner-occupant opportunity! The main level features a two-bedroom, one-bath unit with a welcoming living room, dining area, and kitchen. The basement apartment includes one bedroom, a small kitchen, and living area?ideal for supplemental income. Washer and dryer included. Enjoy a large backyard for outdoor enjoyment. Property is being sold as-is.

Getting Around

77
WalkingVery Walkable
47
TransitSome Transit
51
BikeBikeable

Schools

6/10
Hilltop Elementary SchoolGrades PK-50.3 mi
7/10
4/10
Lodi High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding,Composition Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedrooms,Dining Room,Kitchen,Living Room,Master Bedroom
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1131002310000000060000
  • Exclusions: personal items

Features

  • Fencing: Wood

Lot

  • Lot size: 4,791 sqft
  • Features: Level
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,None
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$156$1,872
Property Taxes $968$11,616
Electricity $193$2,318
Total$4,426$53,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,748/yr
40% on housing$132,780/yr
45% on housing$118,026/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07644$322
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07644$428
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Listed for sale$615,000
1999-09-03Sold$180,000

Coming Soon

AgentSharon A. Bene
BrokerageTerrie O'connor Realtors

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