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1 Rock Ledge, Oakland, NJ, 07436

5beds
4baths
3,087sqft
$999,999
$324price/sqft
$7,520/moest. monthly cost
$300,800/yrincome needed

About This Home

Made for family, designed for living, and built for memories, this beautifully maintained and updated five-bedroom, three-and-a-half-bath home is ideally situated on a corner lot at the entrance to a quiet cul-de-sac in the sought-after Ramapo River Reserve community. Offering over 3,000 square feet of thoughtfully designed living space, the home features a dramatic two-story foyer, spacious living areas, a finished lower level, and inviting outdoor spaces for relaxing or entertaining. Community amenities include a clubhouse, pool, playground, scenic walking trails, and a fishing lake, with shopping, dining, parks, top-rated schools, and major commuting routes just minutes away. Recent updates include a new GAF roof with skylight replacement (2024), finished basement with LVP flooring (2023), central air (2020), water heater (2022), updated bathroom granite (2026), and a remodeled kitchen with granite countertops, backsplash, and updated appliances. A wonderful place to call home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Heights Elementary SchoolGrades PK-50.8 mi
9/10
Valley Middle SchoolGrades 6-81.2 mi
8/10
Indian Hills High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Wall Oven(s) - Gas,Washer,Gas Water Heater
  • Laundry features: Laundry Room,Level 1

Basement

  • Features: FamilyRm,InsdEntr,MudRoom,RecRoom,Utility,Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Walk-Out Access

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Rec Room,Utility Room
  • Flooring: Tile,Vinyl-Linoleum,Wood
  • Number of fireplaces: 2
  • Fireplace features: Dining Room,Family Room,Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 3,087
  • Total interior livable area: 3,087 sqft

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1142014010000000780000
  • Exclusions: BBQ,Garage Refrigerator and Freezer,Furnishings

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Underground Lawn Sprinkler

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot
  • Lot size dimensions: 0.220 AC

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$190$2,280
Property Taxes $1,934$23,208
Electricity $340$4,083
Total$7,520$90,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$257,828/yr
40% on housing$225,600/yr
45% on housing$200,533/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 07436$376
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07436$363
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$999,999
2026-06-22Listed for sale$999,999
2016-06-28Sold$605,000
2016-04-28Price change$637,000
2016-03-30Price change$629,000
2016-03-29Price change$637,000
2016-03-09Price change$629,000
2015-12-05Price change$637,000
2015-11-06Listed for sale$649,900
2010-06-04Sold$605,000
2005-07-01Sold$780,000
2001-02-07Sold$435,360

For Sale by Agent

AgentRonnie Glomb
BrokerageYour Town Realty

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