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544 Abbott Ave, Ridgefield, NJ, 07657

2beds
2baths
--sqft
$650,000
--price/sqft
$4,546/moest. monthly cost
$181,840/yrincome needed

About This Home

Charming cape cod style home on tree lined street. Renovations and updating needed. Large sunroom, kitchen, dining room and living room on the first floor, upstairs are 2 bedrooms and a full bathroom. Basement partially finished no walk out.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
Shaler SchoolGrades PK-20.2 mi
7/10
Slocum Skewes SchoolGrades 3-80.3 mi
6/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dryer,Kitchen Exhaust Fan,Range/Oven-Gas,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Office, Storage Room, Toilet, Utility Room, Workshop

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished

Bedroom1

  • Level: Second
  • Area: 308

Bedroom2

  • Level: Second
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining L
  • Level: First
  • Area: 156

Features

  • Sunroom
  • Door features: Storm Door(s)
  • Window features: Blinds
  • Flooring: Carpet,Vinyl-Linoleum,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: 1 Unit,Radiators - Hot Water,Natural Gas

Kitchen

  • Features: Country Kitchen,Eat-in Kitchen
  • Level: First
  • Area: 132

Living Room

  • Level: First
  • Area: 336

Property

Details

  • Parcel number: 1149021020000000140000

Features

  • Exterior features: Sidewalk

Lot

  • Lot size: 6,534 sqft
  • Features: Level
  • Lot size dimensions: 66 x 99 2.6LT

Parking

  • Total spaces: 6
  • Parking features: 1 Car Width,2 Car Width,Asphalt,Detached Garage,Garage Door Opener,Loft Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$143$1,716
Property Taxes $924$11,088
Electricity $193$2,318
Total$4,546$54,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,862/yr
40% on housing$136,380/yr
45% on housing$121,226/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07657$529
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07657$429
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$650,000
2026-08-02Listed for sale$650,000

For Sale by Agent

AgentDarla Quaranta
BrokerageCentury 21 Geba Realty

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