499 Morse Ave, Ridgefield, NJ, 07657
About This Home
Welcome to this exceptional oversized bi-level home, perfectly designed for extended family living with an ideal blend of space, comfort, and elegance. Impeccably maintained and filled with natural light, this stunning residence features skylights throughout, beautiful hardwood floors, and an inviting layout perfect for both everyday living and entertaining. The main level offers a modern eat-in kitchen, formal dining room, and a spacious living room with an airy, open feel. The primary suite includes a private full bathroom, while two additional generously sized bedrooms, a second full bath, and a conveniently located laundry area complete the upper floor. The expansive lower level provides incredible flexibility, featuring a second eat-in kitchen, formal dining room, oversized living area, additional bedroom, full bathroom, and a second laundry area — ideal for multi-generational living, extended guests, or a private living space. Step outside through sliding glass doors to a beautifully landscaped backyard and patio, creating the perfect setting for relaxing or entertaining outdoors. Additional features include a spacious two-car garage, multi-zone central air conditioning, abundant storage, and exceptional pride of ownership throughout. Located in a highly desirable neighborhood, this move-in ready home offers the perfect combination of functionality, warmth, and modern living. Ridgefield also offers an in town pool minutes away!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Baseboard,Natural Gas,Zoned
- Cooling features: Attic Fan,Central Air
Property
Details
- Parcel number: 490270500000000301
Features
- Pool features: None
- Patio & porch: Deck / Patio
- Has view: Yes
- View description: East,South
- Waterfront features: None
Lot
- Features: Corner Lot
Parking
- Total spaces: 6
- Parking features: Garage
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,069 | $84,828 |
| Home Insurance * | $308 | $3,696 |
| Property Taxes | $1,937 | $23,244 |
| Electricity | $193 | $2,318 |
| Total | $9,507 | $114,084 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $1,398,000 |
| 2025-10-28 | Listed for sale | $1,498,000 |
| 2001-01-11 | Sold | $515,000 |
| 1999-09-30 | Sold | $170,000 |
For Sale by Agent
View on Zillow