122 Duke Drive, Carmel, NY, 10512
About This Home
Majestic five bedroom center hall colonial in prestigious Centennial Ridge. Timeless elegance meets modern luxury, beginning with stunning sunrise views from the front porch and stone-boarderd pathways. Inside a grand center hall foyer opens to a gourmet chef's kitchen with granite countertops, stainless steel appliances, wine cooler, tile floors and a spacious sitting area. Formal Living and Dining rooms, Family room with fireplace, powder room and huge Great room, ideal for Home Media center, offering the perfect place for entertaining. Upstairs, brand new hardwood floors lead to a luxurious primary ensuite and four additional bedrooms all with double closets and ceiling fans plus an updated full hall bath. The finished walk out lower level provides roughly an additional 1600 sqft of flexible space not included in the 4250 sqft listed equaling 5850 sqft of living space, ideal for a recreation room, gym, home office or guest suite, with powder room and attached two car garage. Step outside to a completely private 48x60 foot deck and pool all backed by "Forever Green" (non-buildable) property, perfect for summer gatherings. Recent upgrades include a new roof, gutters, shutters, deck, pool liner, one central AC unit, offering peace of mind. Minutes from 684,84, metro North train station, Centennial Golf Course and Thunder Ridge Ski Resort. Luxury, space, and an unbeatable Centennial Ridge home is ready to welcome you ! STAR tax discount is $912.00 not reflected in taxes shown
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual,Updated/Remodeled
- Year built: 2001
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Oven,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater,Wine Refrigerator
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bathroom2
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Bonus Room
- Level: First
Dining Room
- Level: First
Family Room
- Level: First
Features
- Breakfast Bar,Ceiling Fan(s),Chandelier,Chefs Kitchen,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Open Floorplan,Open Kitchen,Primary Bathroom,Recessed Lighting,Storage,Walk Through Kitchen,Walk-In Closet(s)
- Flooring: Carpet,Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 4,250
- Total interior livable area: 4,250 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: Second
Master Bedroom
- Level: Second
Office
- Level: First
Property
Details
- Parcel number: 37200004400000020390000000
- Special condition: None
Features
- Levels: Three Or More
- Private pool: Yes
- Pool features: Above Ground
- Exterior features: Mailbox
- Has view: Yes
- View description: Mountain(s),Skyline,Trees/Woods
- Residential vegetation: Partially Wooded
Lot
- Lot size: 1.03 Acres
- Features: Back Yard,Borders State Land,Landscaped,Near Public Transit,Near School,Near Shops,Private,Secluded,Stone/Brick Wall,Views
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,849 | $58,188 |
| Home Insurance * | $358 | $4,296 |
| Property Taxes | $1,694 | $20,328 |
| Electricity | $702 | $8,428 |
| Total | $7,603 | $91,236 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $959,000 |
| 2018-09-27 | Sold | $529,000 |
| 2018-08-05 | Price change | $550,000 |
| 2018-08-01 | Listed for sale | $650,000 |
| 2001-09-20 | Sold | $451,990 |
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