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6320 SE 91ST TRAIL, Trenton, FL, 32693

3beds
2baths
1,300sqft
$374,975
$288price/sqft
$2,807/moest. monthly cost
$112,280/yrincome needed

About This Home

One or more photo(s) has been virtually staged. When an acre or two just won't do! 5 HIGH AND DRY ACRES. Not a modular. House was built on site by Jim Walters for the previous owner, it was his Floridian floorplan with custom changes to create an open kitchen and dining. Current owner put on a primary suite addition to make it 3/2 split bedroom floorplan. Short distance to Gainesville, rural and country. Nice mix of trees and cleared land. Easy to maintain. Lots of wildlife, perfect hobby farm setting, bring the horses! Currently has 4 pens (3 are equestrian no climb wire) 12x26, 18x18, and 2 - 44x44. Affordable FIBER internet connected. You won't see huge custom windows like this in other homes, house is full of light. Cordless blinds installed. Great floorplan for spacious functional living. Remodel and addition permit no. 26-00236. Energy efficient new windows, appliances, quartz countertops, plywood soft close cabinetry, lvp, newer hvac, "carport," primary suite addition. Deep freezer stays. Metal roof plus energy efficient bubble wrap underlayment installed 2020 permit 20-00832. Septic and drain field are brand new. Permit no. 21-SG-4087495. Fruit trees and bushes. Sheds. By the county line, Publix down the road, in low tax Gilchrist County, low cost utilities, no hoa, free trash drop off, short drive to Gainesville for work. Home is on county maintained limerock road, there are alternative roads to home that are less traveled for an everyday smooth drive. Owner holds Fl real estate license.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Trenton Elementary SchoolGrades PK-57.7 mi
5/10
Trenton High SchoolGrades 6-127.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1978

Materials

  • Foundation: Crawlspace,Stem Wall
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Freezer,Range,Range Hood,Refrigerator
  • Laundry features: Inside

Bedroom1

  • Features: Linen Closet
  • Level: First

Bedroom2

  • Features: Linen Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan,Primary Bedroom Main Floor
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,300 sqft

Kitchen

  • Features: Storage Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bathroom

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 151016056204300000
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden,Storage

Lot

  • Lot size: 5.02 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Gilchrist County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$263$3,156
Property Taxes $451$5,412
Electricity $197$2,366
Total$2,807$33,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,240/yr
40% on housing$84,210/yr
45% on housing$74,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 32693$149
Gilchrist County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 32693$189
Gilchrist County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$374,975
2026-08-01Price change$374,975
2026-06-24Price change$385,500
2026-06-07Price change$399,500
2026-05-22Listed for sale$475,000
2026-01-28Listing removed$400,000
2025-11-20Listed for sale$400,000
2020-06-10Sold$100,000
2018-10-10Listing removed$85,000
2018-09-04Listed for sale$85,000

For Sale by Agent

AgentSteven Koleno
BrokerageBEYCOME OF FLORIDA LLC

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