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822 S Main St, Trenton, FL, 32693

2beds
1baths
1,012sqft
$230,000
$227price/sqft
$1,785/moest. monthly cost
$71,400/yrincome needed

About This Home

Located in the heart of Trenton, FL, this 2-bedroom, 1-bath property offers a rare opportunity with both residential and commercial potential. Situated beneath beautiful, mature live oak trees, the property has a classic Old Florida feel with plenty of shade and character. Inside, the home features a functional layout with spacious living areas and plenty of potential to make it your own. The kitchen and interior offer a great canvas for updates or customization to fit your needs. Outside, the backyard is wire fenced, making it ideal for pets, storage, or added privacy. Conveniently located near grocery stores, restaurants, and daily conveniences, this versatile property could serve as a residence, small business location, rental investment, or future renovation project. If you're looking for a property with charm, flexibility, and opportunity in a prime Trenton location, this one is worth a look.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Trenton Elementary SchoolGrades PK-50.8 mi
5/10
Trenton High SchoolGrades 6-120.8 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave Hood,Electric Range,Refrigerator
  • Laundry features: Laundry Room,W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace
  • Window features: Single Hung Windows,Blinds
  • Flooring: Luxury Vinyl Planking,Tile
  • Fireplace features: Gas,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,012
  • Total interior livable area: 1,012 sqft

Master Bathroom

  • Features: Combo Tub & Shower

Property

Details

  • Parcel number: 161015000000680000

Features

  • Patio & porch: Covered,Patio
  • Topography of land: Level,Topo Mix

Lot

  • Lot size: 0.68 Acres
  • Features: Rectangular Lot,Cleared,Partially Landscaped,Wooded

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Dirt
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Gilchrist County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$161$1,932
Property Taxes $264$3,168
Electricity $197$2,366
Total$1,785$21,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,200/yr
40% on housing$53,550/yr
45% on housing$47,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 32693$152
Gilchrist County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 32693$189
Gilchrist County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$235,000
2026-04-24Price change$249,000
2022-07-05Listed for sale$199,500
2022-07-01Sold$175,000
2022-03-22Price change$199,500
2022-03-14Listed for sale$215,000

For Sale by Agent

AgentRebecca Young
BrokerageUnited Country Smith & Associates Chiefland

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