




431 Ponderosa Cir, Lake Almanor, CA, 96137
About This Home
Nestled in the Pines neighborhood of Lake Almanor, this 3-bedroom, 2-bath home offers 1,932 sq ft of inviting living space. Freshened up and ready for new ownership, the home highlights its authentic cabin charm and warmth. A great opportunity to enjoy the mountain lifestyle today or bring your vision to update and personalize. Fully Fenced back yard and out door sun room ready for a spa with 220 wiring. Full of cozy character and classic mountain charm, it’s ideal as a full-time residence or a relaxing getaway.
Getting Around
Schools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Concrete Perimeter,Poured
- Roof: Metal
- Construction materials: Unknown,Wood Siding,Stick Built
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Refrigerator,Washer,Propane Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Open Beams/Beamed Ceailings,Other,Tub Shower,Vaulted Ceiling(s),Window Treatments,Entrance Foyer
- Flooring: Carpet,Laminate
- Fireplace features: None
Heating & Cooling
- Heating features: Oil,Wall Furnace
- Cooling features: Ceiling Fan(s)
Interior Area
- Total interior livable area: 1,932 sqft
Property
Details
- Parcel number: 104361008
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Patio
- Exterior features: Deck
- Has view: Yes
- View description: Scenic
- Topography of land: Sloping
- Residential vegetation: Mixed
Lot
- Lot size: 0.57 Acres
- Features: Cul-De-Sac
Parking
- Total spaces: 2
- Parking features: Asphalt,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Earthquake
- Lightning
- Winter Weather
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Plumas County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,169 | $26,028 |
| Home Insurance * | $331 | $3,972 |
| Property Taxes | $328 | $3,936 |
| Electricity | $414 | $4,971 |
| Total | $3,242 | $38,904 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $449,000 |
| 2025-10-06 | Listing removed | $465,500 |
| 2025-07-18 | Price change | $465,500 |
| 2025-06-22 | Price change | $479,000 |
| 2025-06-07 | Listed for sale | $485,000 |
| 2024-10-20 | Listing removed | $475,000 |
| 2024-07-04 | Listed for sale | $475,000 |
| 2023-10-12 | Listing removed | $474,000 |
| 2023-07-13 | Price change | $474,000 |
| 2023-05-19 | Listed for sale | $479,000 |
| 2021-10-19 | Listing removed | -- |
| 2021-09-21 | Listed for sale | $439,000 |
| 2021-07-31 | Pending sale | $439,000 |
| 2021-07-23 | Price change | $439,000 |
| 2021-04-26 | Listed for sale | $395,000 |
| 2019-09-24 | Listing removed | $345,000 |
| 2019-08-02 | Price change | $345,000 |
| 2019-06-11 | Listed for sale | $349,000 |
| 2018-07-30 | Listing removed | $299,000 |
| 2018-07-16 | Price change | $299,000 |
| 2018-05-21 | Listed for sale | $305,000 |
| 2017-10-31 | Listing removed | $299,000 |
| 2017-08-02 | Listed for sale | $299,000 |
| 2011-07-22 | Sold | $169,500 |
| 2005-09-12 | Sold | $365,000 |
For Sale by Agent
