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6367 Cottage Woods Dr, Milton, FL, 32570

3beds
2baths
1,192sqft
$209,000
$175price/sqft
$1,591/moest. monthly cost
$63,640/yrincome needed

About This Home

Welcome to this impeccably maintained 3-bedroom, 2-bathroom home featuring a warm, inviting floor plan with stylish updates throughout. From the moment you arrive, you’ll appreciate the charming front porch and oversized parking space. Step inside to soaring vaulted ceilings, abundant natural light, and rich wood-look flooring that flows through the main living areas. The spacious living room feels open and airy, seamlessly connecting to the rest of the main floor. The kitchen features ample cabinetry, beautifully finished concrete counters, a breakfast bar overlooking the living area, and a functional layout designed for convenience. Just off the kitchen, the dining area offers a cozy spot for morning coffee or a candlelit dinner. The two guest rooms on the main floor are generously sized and have ample storage space. The shared guest bath is perfectly positioned between the guest rooms and the entertaining area, making it convenient for short- and long-term guests. The oversized main bedroom is generously sized and provides a relaxing retreat with an en suite bath and walk-in closet. Outside, enjoy the large backyard complete with an oversized deck—ideal for grilling, entertaining, or simply relaxing under the shade trees. A storage shed adds even more functionality and space for tools or outdoor equipment. This move-in-ready home has been lovingly cared for and offers the perfect blend of comfort, charm, and functionality. Less than 2 miles from Hwy. 90, this home is conveniently located near shopping, restaurants, and parks. Schedule your private tour today!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Hobbs Middle SchoolGrades 6-80.4 mi
4/10
Milton High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Shingle,Gable,Hip
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: No Water Heater,Dishwasher,Disposal,Refrigerator
  • Laundry features: Inside

Bathroom

  • Level: First
  • Area: 35

Bedroom

  • Level: First
  • Area: 90

Bedroom1

  • Level: First
  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Baseboards,Ceiling Fan(s),High Speed Internet,Vaulted Ceiling(s)
  • Door features: Insulated Doors
  • Window features: Double Pane Windows,Some Blinds,Some Drapes
  • Flooring: Vinyl,Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,192
  • Total interior livable area: 1,192 sqft

Kitchen

  • Level: First
  • Area: 131.3333

Living Room

  • Level: First
  • Area: 155

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 041n28072700b000050
  • Zoning description: Res Single

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Privacy

Lot

  • Lot size: 3,920 sqft
  • Features: Central Access
  • Lot size dimensions: 40X97

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$211$2,532
Property Taxes $127$1,524
Electricity $197$2,366
Total$1,591$19,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,548/yr
40% on housing$47,730/yr
45% on housing$42,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 32570$150
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32570$166
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$209,000
2002-12-16Sold$83,400

For Sale by Agent

AgentLuker Smith
BrokerageKELLER WILLIAMS REALTY GULF COAST

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