1414 Bahia Dr #D, Navarre, FL, 32566
About This Home
Coastal Investment Opportunity - End-Unit Townhome with Bonus Apartment | Sleeps 8 Welcome to your ideal beachside retreat and income-producing opportunity! This 2-bedroom, 3.5-bath end-unit townhome offers a versatile layout with a private ground-level mini-apartment, bringing the total sleeping capacity to 8 guests comfortably. The separate-entry mini-apartment features its own full bathroom, kitchenette with stove, dedicated AC unit, and sleeper sofa--perfect for guests, extended family, or maximizing short-term rental income. The main living level is designed for entertaining with an updated kitchen showcasing new sinks, microwave, breakfast bar, and stylish lighting. Enjoy a spacious living area with sleeper sofa, half bath, and front and rear decks with full sliding glass doors for seamless indoor-outdoor living. Upstairs, you'll find two generously sized bedrooms, each with private en-suite bathrooms. The primary suite features a king bed, while the guest room offers two twin beds. A bonus office nook adds flexibility for remote work or additional guest use. Both upper and main levels include private decks, bringing the total to five outdoor spaces to soak in the coastal breeze. Located just steps from the sugar-white sands and emerald waters of the Gulf, and within walking distance to local favorites for dining, live music, and waterfront fun. This property delivers both lifestyle and strong rental potential. Whether you're looking for a personal beach escape, a turnkey investment, or a hybrid of both, this one checks every box.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1996
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Washer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air,Ceiling Fan(s)
Dining Room
- Level: First
- Area: 121
- Dimensions: 11 x 11
Features
- Breakfast Bar,Split Bedroom
- Flooring: Tile,Vinyl,Carpet
Garage
- Level: First
- Area: 640
- Dimensions: 40 x 16
Interior Area
- Total structure area: 2,000
- Total interior livable area: 2,000 sqft
Kitchen
- Level: First
- Area: 72
- Dimensions: 9 x 8
Living Room
- Level: First
- Area: 198
- Dimensions: 18 x 11
Master Bedroom
- Level: First
- Area: 208
- Dimensions: 16 x 13
Property
Details
- Parcel number: 282S269020000000341
- On leased land: Yes
- Lease amount: 325
- Zoning description: Resid Multi-Family
Features
- Stories: 3
- Patio & porch: Covered,Patio
- Exterior features: Balcony,Outdoor Shower
- Fencing: Partial,Privacy
- Has view: Yes
- View description: Gulf,Intracoastal Waterwy,Sound
- Has water view: Yes
- Water view: Gulf,Intracoastal Waterwy,Sound
Lot
- Lot size: 3,049 sqft
- Features: Cul-De-Sac,Dead End,Flood Insurance Req,Survey Available,Within 1/2 Mile to Water
- Lot size dimensions: 27 x 120
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $650 | $7,800 |
| Property Taxes | $740 | $8,880 |
| Electricity | $201 | $2,415 |
| Total | $4,372 | $52,464 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $550,000 |
View on Zillow