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408 Duarte Ln, The Villages, FL, 32159

2beds
2baths
1,102sqft
$298,500
$271price/sqft
$2,183/moest. monthly cost
$87,320/yrincome needed

About This Home

NO BOND! Experience elegant, move-in ready living in this beautifully appointed low-maintenance courtyard villa located in the highly sought-after Village of De La Vista South, perfectly positioned between Lake Sumter Landing and Spanish Springs Town Square with convenient golf cart access to premier dining, shopping, and entertainment. This charming residence showcases tile flooring throughout, creating a seamless and elegant flow, while the enclosed Florida room adds valuable living space filled with natural light and features a built-in pet door for easy access to the private, fully fenced courtyard—ideal for relaxing or entertaining. The spacious primary suite offers a walk-in closet and a well-appointed en-suite bath with a stand-up shower and skylight, creating a bright and inviting atmosphere. Plantation shutters, modern cordless window shades, and ceiling fans throughout the home enhance both style and comfort. The kitchen has been tastefully upgraded with granite countertops and soft-close cabinetry, offering both beauty and functionality. Adding even more value, the sale includes a golf cart, making it easy to fully enjoy The Villages lifestyle from day one. Whether you are seeking a full-time residence, seasonal retreat, or investment opportunity, this exceptional villa offers the perfect blend of location, comfort, and value—homes like this are rare, so schedule your private showing today.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
3/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1995

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Courtyard
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Garage,Laundry Closet,Washer Hookup

Bathroom2

  • Level: First
  • Area: 50
  • Dimensions: 5x10

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 154
  • Dimensions: 14x11

Features

  • Ceiling Fan(s),Open Floorplan,Solid Surface Counters,Solid Wood Cabinets,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Shutters
  • Flooring: Ceramic Tile

Florida Room

  • Level: First
  • Area: 112
  • Dimensions: 8x14

Foyer

  • Level: First
  • Area: 25
  • Dimensions: 5x5

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,677
  • Total interior livable area: 1,102 sqft

Kitchen

  • Level: First
  • Area: 108
  • Dimensions: 9x12

Living Room

  • Level: First
  • Area: 252
  • Dimensions: 14x18

Primary Bathroom

  • Level: First
  • Area: 35
  • Dimensions: 5x7

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 91
  • Dimensions: 13x7

Property

Details

  • Parcel number: D13F071
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Courtyard,Dog Run,Lighting,Private Yard,Rain Gutters
  • Fencing: Masonry
  • Waterfront features: Lake
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 1,677 sqft
  • Features: In County,Landscaped,Near Golf Course

Parking

  • Total spaces: 1
  • Parking features: Converted Garage,Covered,Curb Parking,Driveway,Garage Door Opener,Golf Cart Garage,Golf Cart Parking,Guest,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,509$18,108
Home Insurance *$157$1,884
Property Taxes $320$3,840
Electricity $197$2,366
Total$2,183$26,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,845/yr
40% on housing$65,490/yr
45% on housing$58,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 32159$128
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 32159$208
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$315,000
2026-04-02Price change$325,000
2026-02-27Listed for sale$335,000
2024-07-02Sold$275,000
2022-10-21Listing removed--
2022-08-05Listed for rent$2,175
2018-12-24Listing removed$3,450
2018-03-18Price change$3,450
2018-03-11Price change$3,600
2017-12-03Listed for rent$1,500
2009-05-06Sold$150,000

For Sale by Agent

AgentSteven Sanchez
BrokerageCENTURY 21 ALTON CLARK

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