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4232 COUNTY ROAD 400, Lake Panasoffkee, FL, 33538

4beds
3baths
2,821sqft
$625,000
$222price/sqft
$4,472/moest. monthly cost
$178,880/yrincome needed

About This Home

Experience true waterfront living on the shores of beautiful Lake Panasoffkee in this stunning 4 bedroom 3 bath pool home situated on nearly an acre with approximately 300 feet of lake frontage. Tucked away at the end of a paved county road, this private retreat offers panoramic views, peaceful surroundings, and exceptional indoor-outdoor living. Designed for both comfort and entertaining, the home features wood and tile flooring throughout, and spacious layout with both a living room and family room. The oversized owner's suite provides a relaxing escape, while the additional bedrooms offer generous space for family and guests. The kitchen is equipped with all stainless steel appliances, solid wood cabinetry, and quartz countertops and opens seamlessly to the home's expansive entertaining areas. Outside you can enjoy the pool with screen enclosure and fully equipped outdoor kitchen with concrete countertops, stainless steel grills, sink, and ice makers all perfectly positioned to enjoy breathtaking lake views. For boating and outdoor enthusiasts, the property includes a private dock and covered boat slip on Lake Panasoffkee. A massive 30x25 garage/workshop provides excellent space for hobbies, storage, or recreational equipment. The paved four-board/wire fencing, and dual automatic gates add both functionality and curb appeal. Located in a quiet neighborhood a short distance from The Villages where you can find dinning, shopping, and nightly entertainment. For those needing to commute Interstate 75 and The Florida Turnpike are just a hop, skip, and a jump away. Schedule your private showing today and begin your journey to experiencing the ultimate Florida lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
South Sumter High SchoolGrades 7,9-1210.0 mi
7/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Dryer,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Dual Closets
  • Level: First
  • Area: 361
  • Dimensions: 19x19

Bedroom3

  • Features: Dual Closets
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 130
  • Dimensions: 13x10

Family Room

  • Level: First
  • Area: 169
  • Dimensions: 13x13

Features

  • Eating Space In Kitchen,Kitchen/Family Room Combo,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Outdoor Kitchen,Sliding Doors
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Family Room,Masonry,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,871
  • Total interior livable area: 2,821 sqft

Kitchen

  • Level: First
  • Area: 209
  • Dimensions: 19x11

Living Room

  • Level: First
  • Area: 403
  • Dimensions: 31x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 294
  • Dimensions: 21x14

Utility Room

  • Level: First
  • Area: 72
  • Dimensions: 9x8

Property

Details

  • Parcel number: F19A003
  • Zoning: R4C
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Screen Enclosure
  • Patio & porch: Covered,Enclosed,Other,Patio
  • Exterior features: Lighting,Outdoor Kitchen,Permeable Paving,Storage
  • Fencing: Board,Wire
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Seawall
  • Waterbody name: LAKE PANASOFFKEE
  • Residential vegetation: Oak Trees,Trees/Landscaped

Lot

  • Lot size: 0.89 Acres
  • Lot size dimensions: 75 x 200

Parking

  • Total spaces: 4
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$473$5,676
Property Taxes $556$6,672
Electricity $283$3,406
Total$4,472$53,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,325/yr
40% on housing$134,160/yr
45% on housing$119,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 33538$139
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 33538$190
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$625,000
2017-08-30Sold$47,000
2015-06-26Sold$199,900
2015-01-26Listing removed--
2015-01-07Price change$100,000
2014-12-18Listed for sale--
2014-06-10Listing removed$229,000
2014-05-22Pending sale$229,000
2014-05-22Listed for sale$229,000
2013-06-19Listing removed$229,000
2013-05-16Price change$229,000
2013-04-26Price change$239,000
2013-04-13Listed for sale$249,000

For Sale by Agent

AgentJ.Y. Sizemore
BrokerageSUMTER REALTY

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