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843 County Road 484, Lake Panasoffkee, FL, 33538

3beds
2baths
960sqft
$139,000
$145price/sqft
$1,141/moest. monthly cost
$45,640/yrincome needed

About This Home

Seller offering $3,000 towards closing! Discover comfortable waterfront living in this beautifully updated 3-bedroom, 2-bath home located on a spring-fed, boatable canal with a short, scenic ride to Lake Panasoffkee. Enjoy peaceful mornings and breezy evenings on the spacious back porch overlooking the water, or relax on the welcoming front porch. This is a manufactured home, nothing like a mobile home! Currently being used as a Short Term Rental with consistent bookings! Accessing the water is a breeze with your own dock out back and with deeded access to a private boat ramp just 6 lots away. Inside, the fully furnished home offers a bright and open layout with a newly remodeled kitchen featuring granite countertops and modern cabinetry. All bedrooms include walk-in closets, and the primary suite impresses with an oversized bathroom complete with a garden tub, separate shower, and recent upgrades including new vanity, mirror, faucets, and toilets. Thoughtful improvements throughout add peace of mind, including new ceiling fans in the bedrooms, new central air, furnace, and hot water heater within the last 3 years, plus a freshly painted exterior. The washer and dryer are just 1 year old, and the roof is only 9 years old. A new privacy fence lines the front of the property with a 16-foot swing gate installed just last year, offering both curb appeal and security. Also included is a full year of trash pick up! Whether you're looking for a full-time residence, a serene weekend getaway, or as an Short Term Rental this waterfront home delivers comfort, convenience, and Florida outdoor living at its best.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
South Sumter High SchoolGrades 7,9-126.7 mi
7/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Coat Closet
  • Level: First

Property

Details

  • Parcel number: J09A038
  • Zoning: R6C
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance,Private Yard,Sauna
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Freshwater,Freshwater Canal Access,Lake Privileges,Boat Ramp - Private

Lot

  • Lot size: 5,896 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$105$1,260
Property Taxes $137$1,644
Electricity $197$2,366
Total$1,141$13,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,120/yr
40% on housing$34,230/yr
45% on housing$30,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 33538$147
Sumter County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 33538$190
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$139,000
2026-02-04Price change$149,000
2026-01-08Price change$150,000
2025-11-21Listed for sale$159,000
2025-07-28Listing removed$149,999
2025-06-24Listed for sale$149,999
2025-06-17Pending sale$149,999
2025-05-09Price change$149,999
2025-03-27Price change$159,999
2025-01-14Price change$169,999
2024-12-05Price change$179,999
2024-11-22Listed for sale$189,000
2024-09-28Listing removed$169,000
2024-07-28Price change$169,000
2024-07-05Listed for sale$179,000
2024-06-20Listing removed--
2024-04-18Price change$190,000
2024-04-01Price change$194,999
2024-02-27Price change$199,999
2024-02-18Listed for sale$180,000
2022-02-25Sold$57,000
2022-01-11Pending sale$68,499
2021-11-16Price change$68,499
2021-11-06Price change$68,500
2021-11-01Pending sale$69,500
2021-10-15Listed for sale$69,500
2019-02-14Sold$45,000

For Sale by Agent

AgentLana Larrivee
BrokeragePREFERRED RE BROKERS III

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