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12512 County Road 685, Webster, FL, 33597

2beds
1baths
724sqft
$177,900
$246price/sqft
$1,530/moest. monthly cost
$61,200/yrincome needed

About This Home

Seller is MOTIVATED and Ready to Negotiate! Price Improvement in Place! Enjoy country living with the convenience of town nearby! This fixer-upper sits on a corner lot that is over 1/4 acre of cleared land with beautiful mature trees. The property includes a single-family home with a basement. This home is a fixer-upper, roof repair and seawall repair to the basement is in need of repair. Equipped with a private well and septic, this property is ideally located near the Withlacoochee State Forest, perfect for nature lovers and outdoor enthusiasts. Convenient access to Hwy 50/Cortez Blvd, Hwy 301, I-75, and the Florida Turnpike makes commuting easy. You’re just minutes from shopping, dining, community events, and the popular Webster Flea Market, and centrally located between Tampa and Orlando. Plus, enjoy being within 45 minutes to an hour of Florida’s beautiful beaches and natural springs. A great opportunity for those seeking space, location, and potential! This property is currently tenant occupied. The opportunity to keep it an income property with a seasoned tenant. The possibilities for this property are endless. This Owner has additional properties that are available and will consider selling all together for one price. All properties are income rental properties.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Webster Elementary SchoolGrades PK-58.3 mi
7/10
3/10
South Sumter High SchoolGrades 7,9-127.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Basement
  • Roof: Shingle
  • Construction materials: Block,Stone,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Outside

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Features: No Closet
  • Level: First

Bedroom2

  • Features: No Closet
  • Level: First

Bedroom2

  • Features: No Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: None
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 924
  • Total interior livable area: 724 sqft

Kitchen

  • Features: No Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: No Closet
  • Level: First

Property

Details

  • Parcel number: R14B011
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Storage
  • Residential vegetation: Oak Trees

Lot

  • Lot size: 0.33 Acres
  • Features: Cleared,Corner Lot,In County

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $899$10,788
Home Insurance *$76$912
Property Taxes $358$4,296
Electricity $197$2,366
Total$1,530$18,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,457/yr
40% on housing$45,900/yr
45% on housing$40,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 33597$193
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 33597$255
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$177,900
2026-03-14Price change$167,900
2026-03-06Price change$145,900
2026-02-16Price change$150,900
2026-01-26Price change$175,900
2026-01-15Listed for sale$185,900
2006-08-28Sold$30,000
2006-05-30Sold$5,000
2001-05-10Sold$5,500

For Sale by Agent

AgentErica Wood
BrokerageCOLDWELL BANKER HUBBARD HANSEN

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