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4935 SW 124TH LN, Webster, FL, 33597

1beds
1baths
480sqft
$125,000
$260price/sqft
$959/moest. monthly cost
$38,360/yrincome needed

About This Home

Looking for a Peaceful Rustic Cottage Retreat! This charming 1-bedroom, 1-bath cottage is nestled on a 0.60-acre wooded homesite at the end of a quiet dirt road, offering privacy and Old Florida charm. Features include wood cabinetry, built-in bunk beds, ceiling fans in the living room and bedroom, and a spacious 9'x 23' enclosed Florida room surrounded by nature's tranquility. You are conveniently located near CR 478, US 301, and I-75 for easy access to Bushnell, Brooksville, Dade City, The Villages, Ocala, Tampa, and Orlando. You’ll also appreciate being close to medical offices, shopping, and restaurants while still enjoying a rural setting. Enjoy nearby Withlacoochee State Forest, fishing, boating, hiking, hunting, and the famous Webster Westside Flea Market and The Webster Farmers Market. This cozy cottage is ideal as a full-time residence, weekend getaway, hunting cabin, or investment property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Webster Elementary SchoolGrades PK-58.3 mi
7/10
4/10
South Sumter High SchoolGrades 7,9-128.1 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Crawlspace,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets
  • Flooring: Tile,Hardwood

Florida Room

  • Features: No Closet
  • Level: First
  • Area: 207
  • Dimensions: 9x23

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 720
  • Total interior livable area: 480 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 77
  • Dimensions: 7x11

Living Room

  • Features: Other,Coat Closet
  • Level: First
  • Area: 253
  • Dimensions: 11x23

Primary Bedroom

  • Features: No Closet
  • Level: First
  • Area: 63
  • Dimensions: 7x9

Property

Details

  • Parcel number: R14G007
  • Zoning: R2C
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Front Porch,Side Porch
  • Exterior features: Fire Pit
  • Residential vegetation: Oak Trees,Trees/Landscaped,Wooded

Lot

  • Lot size: 0.60 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$53$636
Property Taxes $77$924
Electricity $197$2,366
Total$959$11,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,880/yr
40% on housing$28,770/yr
45% on housing$25,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 33597$195
Sumter County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 33597$255
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$125,000

For Sale by Agent

AgentLaura Smith
BrokerageCENTURY 21 PRIME PROPERTY RESOURCES INC

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