895 Santa Rosa Blvd APT 510, Fort Walton Beach, FL, 32548
About This Home
Discover your ideal coastal retreat on Okaloosa Island, where sugar-white sands and emerald waters set the stage for relaxed beachfront living. This beautifully maintained fifth-floor condo offers inviting Gulf views from your private balcony--perfect for enjoying morning coffee, coastal breezes, and unforgettable sunsets. The spacious primary bedroom features direct balcony access, creating a seamless indoor-outdoor experience that defines true beachside living. Offered fully furnished, this turnkey unit is ready for immediate enjoyment or rental income. With strong short-term rental potential, this property is an excellent opportunity for investors or those seeking a personal vacation escape. The complex features a desirable indoor/outdoor pool that is heated during the winter months, allowing for year-round enjoyment, along with ample parking for both owners and guests. Ideally positioned between Destin and Fort Walton Beach, Okaloosa Island offers a unique blend of tranquility and convenience. Residents and visitors enjoy easy access to waterfront dining, local entertainment, the fishing pier, boating adventures, paddle boarding, and dolphin cruises--all just moments away. Whether you're spending your days lounging on the beach, exploring the coast, or generating income through vacation rentals, this condo delivers the ultimate Emerald Coast lifestyle and investment opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2000
Materials
- Construction materials: Stucco
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 120
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Owner's Closet,Pantry,Woodwork Painted
- Window features: Double Pane Windows,Window Treatments
- Flooring: Carpet
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 894
- Total interior livable area: 894 sqft
Kitchen
- Level: First
- Area: 48
- Dimensions: 8 x 6
Living Room
- Level: First
- Area: 270
- Dimensions: 18 x 15
Master Bedroom
- Level: First
- Area: 156
- Dimensions: 13 x 12
Property
Details
- Parcel number: 002S24567800000510
Features
- Patio & porch: Patio
- Exterior features: Balcony
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,194 | $26,328 |
| Home Insurance * | $204 | $2,448 |
| Property Taxes | $506 | $6,072 |
| Electricity | $197 | $2,366 |
| Total | $3,101 | $37,212 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Listed for sale | $434,000 |
| 2026-01-17 | Listing removed | $442,000 |
| 2025-07-08 | Price change | $442,000 |
| 2025-01-13 | Listed for sale | $454,000 |
| 2024-10-31 | Listing removed | $459,000 |
| 2024-08-10 | Price change | $459,000 |
| 2024-07-16 | Price change | $470,000 |
| 2024-04-29 | Listed for sale | $479,000 |
| 2024-04-16 | Listing removed | -- |
| 2024-01-14 | Listed for sale | $485,000 |
| 2023-01-24 | Listing removed | -- |
| 2023-01-03 | Listed for rent | $2,250 |
| 2020-07-24 | Sold | $283,000 |
| 2020-06-17 | Pending sale | $288,000 |
| 2020-06-09 | Price change | $288,000 |
| 2020-05-28 | Price change | $291,000 |
| 2020-04-04 | Price change | $293,000 |
| 2020-02-28 | Listed for sale | $295,000 |
| 2003-04-25 | Sold | $199,000 |
| 2000-02-28 | Sold | $129,000 |
View on Zillow