105 Underwood Ln, Niceville, FL, 32578
About This Home
Welcome to 105 Underwood Lane, an inviting brick home nestled on a private cul-de-sac in the heart of highly desirable Niceville, Florida. This charming 3-bedroom, 2-bathroom residence is perfectly situated just minutes from top-rated schools, convenient shopping, and the world's most beautiful beaches, making it the ideal place to call home. Step inside to discover spacious raised ceilings and updated luxury vinyl plank flooring that flows seamlessly throughout the main living spaces. The great room features a cozy gas fireplace, providing a perfect setting for relaxing evenings or entertaining friends. Glass sliders open onto a screened-in back porch, ideal for enjoying your morning coffee or hosting summer barbecues. Home chefs will love the well-equipped kitchen, complete with abundant cabinetry, gleaming granite countertops, and modern appliances. An oversized laundry room adds practicality and convenience to your daily routine. Enjoy peace of mind with a brand new (white) garage door, sprinkler system, and a 6ft privacy-fenced backyard, perfect for play, pets, or simply unwinding in your own outdoor oasis. With its thoughtful updates and unbeatable location, 105 Underwood Lane offers the perfect blend of comfort, convenience, and style. Don't miss your chance to own a piece of Niceville paradise. Schedule your private showing today and discover why this move-in ready home should be your next address! Buyers to verify items of importance such as measurements and school zones. New White garage door has been ordered and will be installed. Roof is 2019, WH is 2021 and HVAC is 2012.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2001
Materials
- Construction materials: Frame,Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 120
- Dimensions: 12 x 10
Bedroom
- Level: First
- Area: 130
- Dimensions: 13 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: First
- Area: 130
- Dimensions: 13 x 10
Features
- Vaulted Ceiling(s),Kitchen Island,Recessed Lighting,Pantry
- Flooring: Vinyl
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,705
- Total interior livable area: 1,705 sqft
Living Room
- Level: First
- Area: 336
- Dimensions: 21 x 16
Master Bathroom
- Level: First
- Area: 204
- Dimensions: 17 x 12
Property
Details
- Parcel number: 061S22034300000140
- Zoning description: City
Features
- Stories: 1
- Patio & porch: Screened
- Exterior features: Private Yard
- Fencing: Privacy
Lot
- Lot size: 8,276 sqft
- Features: Cul-De-Sac
- Lot size dimensions: 78 x 55 x 51 x 62
Parking
- Total spaces: 6
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Heat Wave
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,148 | $25,776 |
| Home Insurance * | $376 | $4,512 |
| Property Taxes | $495 | $5,940 |
| Electricity | $197 | $2,366 |
| Total | $3,216 | $38,592 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $414,999 |
| 2026-07-18 | Listed for sale | $424,900 |
| 2020-06-10 | Listing removed | $1,750 |
| 2020-06-08 | Listed for rent | $1,750 |
| 2019-04-15 | Sold | $272,900 |
| 2016-02-04 | Sold | $215,000 |
| 2015-12-09 | Listed for sale | $220,932 |
| 2001-09-24 | Sold | $142,500 |
| 2001-04-25 | Sold | $22,000 |
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