5831 157th Ln NW, Ramsey, MN, 55303
About This Home
Space, flexibility, and room to grow! This 3-bedroom, 3-bath home offers a 3-car garage and multiple living spaces, including formal living and dining rooms, a comfortable main-level family room, and a large eat-in kitchen. Vaulted ceilings create an open, airy feel throughout the main level. Upstairs, you’ll find all three bedrooms, including a private owner’s suite, plus a creative loft space ideal for a playroom, home office, reading nook, or homework zone. The unfinished lower level is ready for your ideas and future equity, with a bathroom rough-in and a framed bedroom area with egress window. Major updates include a new furnace, air conditioner, and water heater in 2025, plus a roof less than eight years old. Picnic table at back included with sale. A spacious backyard, deck with pergola, and flexible floor plan make this one a must-see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: Upper
- Area: 389.5
- Dimensions: 20.5x19
Bedroom2
- Level: Upper
- Area: 138
- Dimensions: 12x11.5
Bedroom3
- Level: Upper
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Deck
- Level: Main
- Area: 218.75
- Dimensions: 17.5x12.5
Dining Room
- Level: Main
- Area: 120
- Dimensions: 12x10
Family Room
- Level: Main
- Area: 286
- Dimensions: 22x13
Features
- Finished area below ground: 0
- Finished area above ground: 2,434
Foyer
- Level: Main
- Area: 152
- Dimensions: 19x8
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,434
- Total interior livable area: 2,434 sqft
Kitchen
- Level: Main
- Area: 270
- Dimensions: 18x15
Laundry
- Level: Main
- Area: 27
- Dimensions: 6x4.5
Living Room
- Level: Main
- Area: 156
- Dimensions: 13x12
Office
- Level: Main
- Area: 130
- Dimensions: 13x10
Walk In Closet
- Level: Upper
- Area: 55
- Dimensions: 11x5
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 143225430011
- Zoning description: Residential-Single Family
- Foundation area: 1234
Features
- Levels: Two
- Stories: 2
- Patio & porch: Composite Decking,Deck
Lot
- Lot size: 0.43 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 111 x 210 x 57 x 224
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,472 | $29,664 |
| Home Insurance * | $301 | $3,612 |
| Property Taxes | $434 | $5,208 |
| Electricity | $205 | $2,463 |
| Total | $3,412 | $40,944 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $489,000 |
| 2003-02-18 | Sold | $238,523 |
For Sale by Agent
View on Zillow